Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

39 Firesong Lane Glenville NC 28736

Glenville, NC39 Firesong Lane

Price$4,275,000

Est. Mortgage: $/month

Pending

MLS Number 1001768

  • Residential
  • Bedrooms 5
  • Bathroom 6
  • Acreage 4.63

From the moment you arrive, the elegant stone-arched entry hints at the craftsmanship and thoughtful design that define this remarkable mountain estate. Set on a beautifully landscaped lot in the coveted Chinquapin community of Cashiers, NC, this home is a masterclass in timeless architecture, modern efficiency, and effortless livability. Every detail reflects refined taste and meticulous planning. Designed for comfort and performance, it features zoned geothermal HVAC with humidification, spray foam insulation, two Stiebel Eltron heat pump water heaters with recirculating pump, timed bath fans, and a Cummins generator-all selected for energy efficiency, convenience, and resilience. At the heart of the home is a chef's kitchen with a 48” Subzero fridge, wine cooler, mini fridge, two ice makers, Wolf six-burner range with grill and double ovens, and Rohl fixtures. A reverse osmosis system, plus whole-house water filter and softener, ensure water quality. The kitchen flows into a spacious butler's pantry, a keeping room with stone fireplace, dining area, and a generous Carolina Room-also with a fireplace-perfect for year-round entertaining. The smart layout ensures privacy and ease. One wing includes the mudroom, storage, and an oversized two-car garage, separated from the main-level primary suite by a discreet hallway. The suite offers a serene retreat with dual vanities, soaking tub, heated tile floors, TOTO toilets, a spacious walk-in closet, and electric shades for added comfort. Upstairs are three guest suites with ensuite baths and mountain views, plus a charming bunk room overlooking the entryway. The lower level is designed for relaxation and fun, with a wet bar, game room with fireplace, gym space with adjacent full bath, hidden safe room, basement encapsulation with dehumidifiers, and ample storage. Reclaimed wood floors add warmth throughout. Fiber optic internet with WiFi access points, whole-house audio, and four gas fireplaces with custom screens bring comfort and convenience. Outdoors, enjoy lush landscaping with irrigation and lighting, Ipe decking, a Wolf grill, and outdoor TV above the fireplace on a motorized bracket-ideal for entertaining. Ample guest parking makes hosting effortless. As a Chinquapin resident, you'll enjoy premier amenities in one of the Plateau's most desirable gated communities. More than a home, this is a lifestyle-thoughtfully designed for today and ready for tomorrow.

Listed by Mitzi Rauers and Judith Michaud of Berkshire Hathaway HomeServices Meadows Mountain Realty

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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15 E. Ridge Road Cashiers NC 28717

Cashiers, NC15 E. Ridge Road

Price$3,595,000

Est. Mortgage: $/month

MLS Number 1001819

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 1.89

This spacious, thoughtfully designed home in the desirable, gated Cedar Hill community offers plenty of room to roam. Built just four years ago by noted Cashiers architect Allen Brown as his personal residence, the property reflects attention to detail throughout. A bountiful gourmet kitchen with a large island and high-end Dacor appliances opens to the dining and living areas. The living room features a wood-burning masonry fireplace, while an inviting “pub room” off the kitchen evokes the charm of an English countryside inn, complete with its own wood-burning masonry fireplace. The spacious, main-level primary suite includes a spa-like bathroom with a gas fireplace and a large walk-in closet. Upstairs are two additional bedrooms and bathrooms, as well as two expansive bonus rooms that can serve as a playroom, office, or exercise space. A fourth bedroom and bathroom above the two-car garage provide a private retreat for visitors. The property's large, flat circular driveway offers easy access to both the front door and garage, with plenty of room for guest parking. An expansive, flat fenced area between the garage and the house provides a secure space for children or pets. Outdoor living is equally well-appointed, with a partially covered back deck that wraps around to a side patio featuring another wood-burning masonry fireplace, perfect for cool evenings spent relaxing, roasting marshmallows, or enjoying a beverage after dinner. This private property has so many special touches, including a workshop, outdoor storage space, a central vacuum system, and an encapsulated basement, that it is truly a “must-see.” Cedar Hill's ideal location offers privacy and convenience, just minutes from the center of Cashiers and close to Cedar Creek Club, Lonesome Valley, and the Country Club of Sapphire Valley.

Listed by Chuck Self of Silver Creek Real Estate Group,Inc.

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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250 N Big Bear Pen Road Highlands NC 28741

Highlands, NC250 N Big Bear Pen Road

Price$3,395,000

Est. Mortgage: $/month

MLS Number 1001958

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 1.02

This estate property blends timeless architecture and a versatile floor plan suitable for privacy and/or entertaining on a grand scale. Perched on a private lot in Highlands Falls Country Club, one of area's most sought-after communities, the home features a two-story stone fireplace, coffered ceilings, a formal dining room, and a chef's kitchen with professional appliances that opens to a bright family room with an adjacent covered and heated porch. Additional highlights of the main level include an expansive primary suite, an office with a limestone fireplace, and a spacious laundry room. Upstairs are three guest bedrooms, each featuring a walk-in closet, ensuite baths, and private porches. Additional features include a multi-room, cedar-lined walk-in attic, encapsulated basement, rare three-car garage, and gorgeous grounds. Offered luxuriously furnished with minor exclusions. This property has been meticulously maintained with recent updates including, new roof with a 50-year transferable limited warranty, three (3) new HVAC systems, two (2) new hot water heaters and a Generac generator. Membership to Highlands Falls Country Club is not mandatory, but the amenities are legendary, and the environment is warm and welcoming.

Listed by Clif Gottwals and Cristine Riley of Christie's International Real Estate Highlands-Cashiers

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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401 N Fifth Street Highlands NC 28741

Highlands, NC401 N Fifth Street

Price$2,700,000

Est. Mortgage: $/month

MLS Number 103319

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.92

Own a piece of Highlands history! The first time on the market and being offered AS-IS. This property once was home to a 9-hole golf course as a part of The Hall House property in the 1920s. Built in 1931 with chestnut paneling on the main level. This property has been home, home occupation, B&B, and now is zoned B-4. This property has been in the same family since the town was incorporated and once took up the whole block. This is the only lot left of the original parcel and contains .92 ac+/-. The home of Margaret and Tudor Hall and their extended family lived here from 1931 until the early 1990s when The Chambers Agency moved their real estate and vacation rentals office. Tudor and Margaret had a real estate office in town and were charter members of the Highlands Board of Realtors in 1956. In the mid-1990s, the garage was renovated into a one-bedroom/one-bath apartment (that apartment is currently under complete renovation.)Prior to 1992, Mrs. Hall ran a boutique B&B for her 'Hall House' and the rooms upstairs that had been her children's bedrooms became weekend spots for tourists, and later became real estate offices for The Chambers Agency. In 2013, the four upper-level rooms were converted into two one-bedroom/one-bath apartments. The main level has wood floors and is paneled with clear Chestnut as the home was built just as the Chestnut blight came through town. The main level has a small kitchenette, storage, full bath and 4 rooms (The former living area is partitioned to allow for the reception area.) The attic is floored in, runs the entire length of the house and has great storage. The basement has a dirt floor and the original locust post supports. This is a property full of memories for many local people. This house was built with nature in mind, with as few as possible trees disturbed. There is a large Oak, a Chestnut and an apple tree as well as several majestic pines planted by Isabel Chambers' grandmother. You could pay $3,000,000 for this home, put another million in renovations, and STILL have a great investment for your personal residence or (light commercial) business.

Listed by Jeannie Chambers of Chambers Realty & Vacation Rentals

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1086 Roaming Road Glenville NC 28736

Glenville, NC1086 Roaming Road

Price$1,680,000

Est. Mortgage: $/month

MLS Number 1000267

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.77

Step into peace and tranquility in this spacious new three-bedroom, four-bathroom home featuring a bonus room ideal for a playroom or office, a finished basement perfect for family fun recreational activities, and a one-car garage. The large deck overlooking a private natural perennial spring, which connects to the Cow Mountain Branch creek below, offers an idyllic space for relaxation. Completed in 2024 with a beautiful design and efficient layout, this move-in-ready home is all set to provide years of enjoyment. The property is located in the community of Chinquapin, which boasts access to miles of hiking trails, pickleball courts, a driving range, and a community clubhouse. Why wait to build when you can enjoy this brand-new home that is move-in ready?

Listed by Kathryn Nicholson of Silver Creek Real Estate Group,Inc.

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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333 Round Hill Road Sapphire NC 28774

Sapphire, NC333 Round Hill Road

Price$1,250,000

Est. Mortgage: $/month

MLS Number 1001526

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.54

Located in the desirable Round Hill Estates community, this classic single-level home offers generous living spaces, timeless finishes, and a welcoming layout ideal for year-round or seasonal living. Set on a gentle, double lot with lush landscaping and a large grassy area, the nearly flat property is perfect for enjoying the outdoors, with a beautiful stone firepit, shaded gathering spots, and peek-a-boo mountain views from the covered front porch. Inside, rich wood flooring and skylights create a warm, airy atmosphere. The spacious living room features a striking stacked-stone fireplace and flows seamlessly into the dining area and a bright, updated kitchen, designed for easy entertaining and daily comfort. A large screened porch off the main living area extends the indoor-outdoor lifestyle. The well-planned layout includes a den or office just off the living room, two oversized guest bedrooms, and a spacious primary suite. An oversized two-car garage includes a workshop area, a spacious walk-in basement offers additional room for storage and activities, while the driveway offers ample space for parking and turnaround. The home was extensively refreshed over the past 3 years, including the new kitchen, new appliances, 2 new water heaters, new baths, new roof, wiring for a generator and more. Enjoy a convenient location near the Country Club of Sapphire Valley. Residents of Round Hill Estates have the option to enjoy year-round Sapphire Valley Resort amenities, including heated pools, tennis courts, pickleball courts, a fitness center, a dog park, mini-golf facilities, a nine-hole golf course, and Fairfield Lake for swimming and boating. Winter fun abounds with skiing, snow tubing, and snowboarding. Just minutes from Cashiers' charming shops and dining, Sapphire offers the perfect blend of adventure, leisure, and convenience. Surrounded by friendly neighbors and set in a peaceful, established neighborhood, this charming home offers comfort, convenience, and classic mountain living.

Listed by Ray Trine of Silver Creek Real Estate Group,Inc.

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$
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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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117 Amberleaf Way Cullowhee NC 28723

Cullowhee, NC117 Amberleaf Way

Price$1,240,000

Est. Mortgage: $/month

MLS Number 1001963

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.2

Nestled in a picturesque riverfront community in the heart of Cullowhee, this enchanting custom home offers the perfect balance of luxury, comfort, and natural beauty. From the moment you arrive, the serene setting draws you in-majestic mountain views frame the front porch swing, while the soothing sounds of the river provide a calming backdrop in the rear. Designed with versatility in mind, the home features not one but two primary suites, one conveniently located on the main level and another in the walkout basement. A charming garage apartment adds to the flexibility whether you envision it as a guest retreat, a private office or studio, or an income-producing long-term rental. Outdoors, mature landscaping transforms the property into a gardener's paradise, complete with terraced beds, lush plantings, and vibrant seasonal colors. The detached double garage ensures ample space for vehicles, tools, and storage, keeping everything neatly tucked away. Inside, natural light pours into the enclosed, heated sunroom, creating a warm, inviting space for year-round relaxation-perfect for morning coffee, curling up with a book, or tending to plants in a cozy greenhouse-like atmosphere. Every detail of this home has been crafted to harmonize with its surroundings, offering an exceptional opportunity to live in a private mountain retreat without sacrificing modern comfort. This property is more than just a home, it's a lifestyle, blending scenic splendor with everyday ease in one of Western North Carolina's most beautiful settings.

Listed by Sarah Strawn and Nicole Ernst of Keller Williams Great Smokies

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$
%
$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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97 Twin Kettle Falls Glenville NC 28736

Glenville, NC97 Twin Kettle Falls

Price$995,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1000053

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.93

Rare Streamfront Retreat with Stunning Waterfall & Prime Location. Discover a one-of-a-kind opportunity to own a stunning streamfront home featuring a natural sliding rock waterfall and approximately +/- 150 feet of picturesque stream frontage. Perfectly situated just around the corner from Lake Glenville, Signal Ridge Marina, is only minutes from downtown Cashiers; this exceptional property offers both tranquility and convenience. Inside, the spacious three-bedroom, three-bathroom home boasts an inviting layout, seamlessly connecting the kitchen, dining, and living areas. Large windows throughout flood the home with natural light while allowing you to enjoy the soothing sounds of the waterfall. Outdoor living is effortless with three levels of deck space, providing the perfect setting to relax and take in the beauty of nature. There is lower-level den and sub-basement area offer versatile bonus spaces to suit your needs. Additionally, the oversized two-car garage provides ample parking, extra storage, and a built-in work table for added convenience. Don't miss the opportunity to relax by the waterfall at the newly created firepit location. The Home comes furnished with a few exceptions.

Listed by Rob Whitney of Cashiers Sotheby's International Realty

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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8 Par Path Cashiers NC 28717

Cashiers, NC8 Par Path

Price$995,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1001304

  • Residential
  • Bedrooms 3
  • Bathroom 5
  • Acreage 0.11

This attractive cottage is located close to the Trillium Links and Lake Club Clubhouse and also overlooks the first fairway. The home offers a 3 bedrooms and 3.5 bathrooms. The open floor plan includes living room with fireplace, dining area and kitchen . The primary bedroom, bath and laundry are all located on the main level. Downstairs has a wonderful family room, 2 bedrooms with their own baths, mini kitchen and office. There are upper and lower covered decks, both over looking the fairway with a dramatic year round mountain view. The bonus room and half bath are located in the basement level for the enjoyment of additional guests. Trillium Links and Golf Club membership is not included or required, but is available to purchase. The club membership offers golf, tennis, pickleball courts, swimming pool, fitness center, kids programs and hiking trails. The new lake club building is under construction and will provide amazing waterfront activities and much more. Opening in the summer of 2026.

Listed by Deborah Hattler of Landmark Realty Group - Highlands

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$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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892 Buckberry Sapphire NC 28774

Sapphire, NC892 Buckberry

Price$994,000

Est. Mortgage: $/month

MLS Number 1001946

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.52

Welcome to Buckberry Lodge, a meticulously maintained residence nestled in Sapphire, NC. This turnkey property offers a harmonious blend of comfort and practicality, ideally suited for both family living and rental income potential. Spanning three spacious bedrooms and four renovated bathrooms, each bedroom boasts new carpeting and private access to its own bathroom, ensuring privacy and convenience for all residents. The heart of the home features cozy gas log fireplaces, one on each level, creating a warm ambiance perfect for relaxing evenings. The house is equipped with modern necessities including two washing machines and two dryers, catering to the demands of a busy household or a thriving rental operation. The full basement offers additional space, serving as a recreational area and includes two additional king bedroom suites and storage. The ample porch space on both levels offers even more options for relaxing in the cool mountain air. Whether you're looking for a serene family home or an investment opportunity, Buckberry Lodge represents a perfect blend of functionality, style, and prime location. Discover the potential of calling this beautiful property your new home or a lucrative asset.

Listed by Maggie Elmer of Cashiers Sotheby's International Realty

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$
%
$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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156 Kettle Rock Road Highlands NC 28741

Highlands, NC156 Kettle Rock Road

Price$955,000

Est. Mortgage: $/month

MLS Number 105879

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 5.49

Rare opportunity to own a spacious home on the Atlanta side of Highlands on 5plus acres just minutes from Main Street. The open deck overlooks Blue Valley and with trimming the current winter view could be improved for your enjoyment. The living room features a gas log fireplace and adjoins the dining area and kitchen. The spacious sunroom/family room opens to the deck and is a great overflow area, perfect for a card game or family gathering. The main bedroom/bath and one guest bedroom/bath complete the main level. Upstairs are two more bedrooms, with 1.5 baths, featuring private vanities and a shared tub/shower. The basement/workshop area has its own entrance and could be enclosed and finished off as a game area or crafts room.

Listed by Molly Leonard of Highlands Sotheby's International Realty - DT

$
$
%
$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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112 Bold Creek Trail Glenville NC 27836

Glenville, NC112 Bold Creek Trail

Price$949,900

Est. Mortgage: $/month

MLS Number 1000480

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.35

Enjoy the ultimate streamside getaway with this three-bedroom, three-bathroom estate perched along the peaceful waters of Shoal Creek. Perfectly located for outdoor enthusiasts, it offers unparalleled access to adventure, just minutes from the Glenville public boat launch, Signal Ridge Marina, and the Tuckasegee River. With ample parking for an RV or boat, a heated two-car garage, and multiple parking spaces, this property is an ideal base for launching boating, paddling, or fishing trips. At the heart of its versatility is the finished open-concept basement, which features its own private entrance, a full bath, washer/dryer hookups, and pre-wiring for a kitchen. This flexible space is ideal for use as an entertainment room, hobby area, or even a potential rental unit, making it a standout feature both for personal use and as an investment opportunity. Designed with natural charm, the home highlights wood elements crafted from materials harvested on-site. The grand living room features soaring cathedral ceilings, exposed wood beams, and a striking double-sided gas fireplace, creating a warm, inviting space for gatherings. The well-appointed kitchen includes granite countertops, custom cabinetry, a five-burner dual-fuel range, a breakfast bar, a pantry, and a wine cooler, making it a chef's dream. A wood-burning stove enhances the dining room, while a sophisticated anteroom offers a refined space for entertaining. The upstairs primary suite is a peaceful escape, featuring towering ceilings, French doors, a private balcony overlooking the creek, and a luxurious ensuite bath with double sinks, a double shower, and a jetted tub. The suite also offers a spacious walk-in closet and an adjoining bonus room. The home includes a hidden room for storage or a safe space, adding a unique touch. Outside, a multitiered deck invites you to relax and enjoy the sounds of Shoal Creek and the beauty of native landscaping. The creek provides opportunities for brook trout fishing or simply unwinding by the water. Located less than 10 minutes from dining and shopping in Cashiers, with local favorites like The Local and Happ's Place nearby, this estate blends comfort, convenience, and natural beauty, making it an ideal year-round retreat or a lucrative rental opportunity. Virtually staged and renovated photos showcase the property's full potential.

Listed by Chris Duffy of Silver Creek Real Estate Group - H

$
$
%
$/month over payments
Federal 30-year interest rate: 6.22% last updated on Nov 6, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of November 12, 2025 3:13 PM EST. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."