Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

178 S S. Ridgeline Road Cullowhee NC 28723

Cullowhee, NC178 S S. Ridgeline Road

Price$3,250,000

Est. Mortgage: $/month

Pending

MLS Number 104731

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 2.02

High design and quality construction are already in motion steps from Lake Glenville set for completion in Summer 2025! Overlooking the lake and mountains, this chic custom home in the lakeside community of Tocami, just a short drive from Cashiers, is a 4 BR & 4.5 BA showpiece. Designed by Atlanta's Bishop & Bartos architects and built by Pradera Group, the home features designer details throughout appx. 4,794 square feet. Tocami is a 40-acre subdivision on the shoreline of Lake Glenville, where all 18 homesites have a deeded boat slip. It offers club-like amenities while you have fun in the woods and on the lake. Plus, each property comes with a PREPAID MEMBERSHIP to GLENCOVE by Old Edwards just 5 miles away with amenities like organic gardens, fishing, hiking, 12-hole par 3 golf course, dining, bowling, pool with splash pad, pickleball, and spa. The home's exterior has extensive stonework flanked by dual garages and a large front porch leading to a stately foyer. In the great room, soaring ceilings are balanced by a stone fireplace and oversized nana-style doors, creating the ultimate indoor-outdoor experience on the deck with an outdoor kitchen and stone fireplace. The kitchen has top-tier appliances, honed & weathered countertops, butler's pantry with a bar, and a massive center island. The main-level owner's suite is tucked away with a bathroom oasis featuring Calacatta Gold marble, heated floors, and high-end plumbing fixtures. On the upper level, there's a king-size junior owner's suite. Then downstairs, the lower level is a daylight, walkout basement made for entertaining, plus a private office connecting to a 3rd garage/mancave - ideal for storing lake toys, ATVs, or boats - and 2 more well-appointed ensuite guest bedrooms. Under construction by nationally recognized Pradera Group, with an impeccable custom homebuilder reputation, this home's quality execution makes it rise above the rest. On Lake Glenville, there is simply nothing else like it!

Listed by Kati Miller and Ali Moody of CALIBER FINE PROPERTIES

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$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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401 N Fifth Street Highlands NC 28741

Highlands, NC401 N Fifth Street

Price$3,200,000

Est. Mortgage: $/month

MLS Number 103319

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.92

Own a piece of Highlands history! The first time on the market. this property once was home to a 9-hole golf course as a part of The Hall House property in the 1920s. Built in 1931 with chestnut paneling on the main level. This property has been home, home occupation, B&B, and now is zoned B-4. This property has been in the same family since the town was incorporated and once took up the whole block. This is the only lot left of the original parcel and contains .92 ac+/-. The home of Margaret and Tudor Hall and their extended family lived here from 1931 until the early 1990s when The Chambers Agency moved their real estate and vacation rentals office. Tudor and Margaret had a real estate office in town and were charter members of the Highlands Board of Realtors in 1956. In the mid-1990s, the garage was renovated into a one-bedroom/one-bath apartment (that apartment is currently under complete renovation.)Prior to 1992, Mrs. Hall ran a boutique B&B for her 'Hall House' and the rooms upstairs that had been her children's bedrooms became weekend spots for tourists, and later became real estate offices for The Chambers Agency. In 2013, the four upper-level rooms were converted into two one-bedroom/one-bath apartments. All three are leased long-term to local workforce tenants. The main level has wood floors and is paneled with clear Chestnut as the home was built just as the Chestnut blight came through town. The main level has a small kitchenette, storage, full bath and 4 rooms (The former living area is partitioned to allow for the reception area.) The attic is floored in, runs the entire length of the house and has great storage. The basement has a dirt floor and the original locust post supports. This is a property full of memories for many local people. This house was built with nature in mind, with as few as possible trees disturbed. There is a large Oak, a Chestnut and an apple tree as well as several majestic pines planted by Isabel Chambers' grandmother,

Listed by Jeannie Chambers of Chambers Realty & Vacation Rentals

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$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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340 East Ridge Road Cashiers NC 28717

Cashiers, NC340 East Ridge Road

Price$2,799,999

Est. Mortgage: $/month

MLS Number 1000001

  • Residential
  • Bedrooms 4
  • Bathroom 7
  • Acreage 3.41

Experience the timeless elegance of this stunning custom timber frame home, nestled in the prestigious gated community of Cedar Hill. This exceptional mountain retreat offers breathtaking panoramic views of Sapphire and Cashiers, visible from the expansive two-story great room, where exposed timber beams and floor-to-ceiling windows create a warm and inviting atmosphere. Designed for both entertaining and everyday living, the open-concept layout seamlessly flows from the gourmet kitchen-featuring a spacious pantry across from the laundry room-to the dining area, great room, and out to the covered deck, perfect for soaking in the stunning sunsets. A versatile loft overlooks the great room, offering the ideal space for a home office, library, or cozy sitting area. The main level features a luxurious primary suite with a spa-like bath, as well as two comfortable guest rooms. The lower level expands the living space with a welcoming family room, a temperature-controlled wine cellar, an additional bedroom, and a flexible bonus room. A second laundry room adds extra convenience, and the encapsulated basement provides ample storage. Above the garage, a finished, air-conditioned space offers endless possibilities as a sewing room, private office, or hobby space. Outside, multiple decks and an outdoor fireplace set the stage for alfresco dining and year-round enjoyment of the serene mountain surroundings. Located just minutes from the heart of Cashiers, this exceptional home provides easy access to fine dining, boutique shopping, national parks, Lake Glenville, golf courses, and the charming communities of Sapphire and Highlands. Don't miss this rare opportunity to own a breathtaking mountain sanctuary in Cedar Hill.

Listed by Deborah Hattler and Ann Cooper of LANDMARK REALTY GROUP,LLC - HDS

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$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1086 Roaming Road Glenville NC 28736

Glenville, NC1086 Roaming Road

Price$1,750,000

Est. Mortgage: $/month

MLS Number 1000267

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.77

Step into peace and tranquility in this spacious new three-bedroom, four-bathroom home featuring a bonus room ideal for a playroom or office, a finished basement perfect for family fun recreational activities, and a one-car garage. The large deck overlooking a private natural perennial spring, which connects to the Cow Mountain Branch creek below, offers an idyllic space for relaxation. Completed in 2024 with a beautiful design and efficient layout, this move-in-ready home is all set to provide years of enjoyment. The property is located in the community of Chinquapin, which boasts access to miles of hiking trails, pickleball courts, a driving range, and a community clubhouse. Why wait to build when you can enjoy this brand-new home that is move-in ready? Virtually staged photos are included to showcase the potential of the property.

Listed by Kathryn Nicholson of SILVER CREEK REAL ESTATE GROUP,INC.

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$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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97 Twin Kettle Falls Glenville NC 28736

Glenville, NC97 Twin Kettle Falls

Price$1,195,000

Est. Mortgage: $/month

MLS Number 1000053

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.78

Rare Streamfront Retreat with Stunning Waterfall & Prime Location. Discover a one-of-a-kind opportunity to own a stunning streamfront home featuring a natural sliding rock waterfall and approximately +/- 300 feet of picturesque stream frontage. Perfectly situated just around the corner from Lake Glenville, Signal Ridge Marina, is only minutes from downtown Cashiers; this exceptional property offers both tranquility and convenience. Inside, the spacious three-bedroom, three-bathroom home boasts an inviting layout, seamlessly connecting the kitchen, dining, and living areas. Large windows throughout flood the home with natural light while allowing you to enjoy the soothing sounds of the waterfall. Outdoor living is effortless with three levels of deck space, providing the perfect setting to relax and take in the beauty of nature. There is lower-level den and sub-basement area offer versatile bonus spaces to suit your needs. Additionally, the oversized two-car garage provides ample parking, extra storage, and a built-in work table for added convenience. Don't miss the opportunity to relax by the waterfall at the newly created firepit location. The sale of the property also includes an adjacent stream front lot that is buildable or just keep it for additional privacy. The Home comes furnished with a few exceptions.

Listed by Rob Whitney of Cashiers Sotheby's International Realty

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%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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796 Hawk Mountain Road Lake Toxaway NC 28747

Lake Toxaway, NC796 Hawk Mountain Road

Price$1,100,000

Est. Mortgage: $/month

MLS Number 104689

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 2.17

What a great spot.sitting atop Hawk Mountain in the well established community of Lake Toxaway Estates with stunning views of the Blue Ridge from the large, covered back porch. Easy living on one level with a great room and kitchen separating the guests from the owners. The great room features a stone fireplace with gas logs for convenience and the eat in kitchen offers a second fireplace for cozier moments. A spacious laundry room with pantry is located off the kitchen and near the owner's bedroom. Easy entry from the front stoup or park in the basement garage and enter via stairs into the kitchen. A lower patio provides a place to rest while the pet wanders in the fenced in back yard which is also accessible from the upper deck. This home has a great vacation rental history. Custom designed as a permanent residence to make life simple! Great locationonly minutes from US 64 and only minutes to the Lake Toxaway Country Club if you choose to belong. Enjoy deeded access to NC's largest privately accessed recreational lake.

Listed by Hazel Fisher of HAZEL R. FISHER and ASSOCIATES

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$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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156 Kettle Rock Road Highlands NC 28741

Highlands, NC156 Kettle Rock Road

Price$955,000

Est. Mortgage: $/month

MLS Number 105879

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 5.49

Rare opportunity to own a spacious home on the Atlanta side of Highlands on 5plus acres just minutes from Main Street. The open deck overlooks Blue Valley and with trimming the current winter view could be improved for your enjoyment. The living room features a gas log fireplace and adjoins the dining area and kitchen. The spacious sunroom/family room opens to the deck and is a great overflow area, perfect for a card game or family gathering. The main bedroom/bath and one guest bedroom/bath complete the main level. Upstairs are two more bedrooms, with 1.5 baths, featuring private vanities and a shared tub/shower. The basement/workshop area has its own entrance and could be enclosed and finished off as a game area or crafts room.

Listed by Molly Leonard of Highlands Sotheby's International Realty - DT

$
$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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112 Bold Creek Trail Glenville NC 27836

Glenville, NC112 Bold Creek Trail

Price$949,900

Est. Mortgage: $/month

MLS Number 1000480

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.35

Enjoy the ultimate streamside getaway with this three-bedroom, three-bathroom estate perched along the peaceful waters of Shoal Creek. Perfectly located for outdoor enthusiasts, it offers unparalleled access to adventure, just minutes from the Glenville public boat launch, Signal Ridge Marina, and the Tuckasegee River. With ample parking for an RV or boat, a heated two-car garage, and multiple parking spaces, this property is an ideal base for launching boating, paddling, or fishing trips. At the heart of its versatility is the finished open-concept basement, which features its own private entrance, a full bath, washer/dryer hookups, and pre-wiring for a kitchen. This flexible space is ideal for use as an entertainment room, hobby area, or even a potential rental unit, making it a standout feature both for personal use and as an investment opportunity. Designed with natural charm, the home highlights wood elements crafted from materials harvested on-site. The grand living room features soaring cathedral ceilings, exposed wood beams, and a striking double-sided gas fireplace, creating a warm, inviting space for gatherings. The well-appointed kitchen includes granite countertops, custom cabinetry, a five-burner dual-fuel range, a breakfast bar, a pantry, and a wine cooler, making it a chef's dream. A wood-burning stove enhances the dining room, while a sophisticated anteroom offers a refined space for entertaining. The upstairs primary suite is a peaceful escape, featuring towering ceilings, French doors, a private balcony overlooking the creek, and a luxurious ensuite bath with double sinks, a double shower, and a jetted tub. The suite also offers a spacious walk-in closet and an adjoining bonus room. The home includes a hidden room for storage or a safe space, adding a unique touch. Outside, a multitiered deck invites you to relax and enjoy the sounds of Shoal Creek and the beauty of native landscaping. The creek provides opportunities for brook trout fishing or simply unwinding by the water. Located less than 10 minutes from dining and shopping in Cashiers, with local favorites like The Local and Happ's Place nearby, this estate blends comfort, convenience, and natural beauty, making it an ideal year-round retreat or a lucrative rental opportunity. Virtually staged and renovated photos showcase the property's full potential.

Listed by Chris Duffy of SILVER CREEK REAL ESTATE GROUP - H

$
$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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49 Lakeside Falls Cullowhee NC 28723

Cullowhee, NC49 Lakeside Falls

Price$895,000

Est. Mortgage: $/month

MLS Number 1000413

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 1.03

Located just 12 minutes from downtown Cashiers and tucked just behind the serene Norton Falls, this spacious 4-bedroom, 3-bath home on a double lot with a great room fireplace offers comfort, convenience, and peace of mind. Step outside onto the expansive covered deck overlooking beautiful new landscaping. Enjoy the benefits of a fully finished basement-perfect for entertaining, guest quarters, or a home office. A full-house generator ensures year-round reliability. A brand-new roof was installed in December 2024 providing added value and long-term durability. Don't miss this exceptional opportunity to live close to nature while remaining minutes from town.

Listed by Fisher Druffel and Marty Jones of RE/MAX Summit Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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636 Cherokee Trace Lake Toxaway NC 28747

Lake Toxaway, NC636 Cherokee Trace

Price$865,000

Est. Mortgage: $/month

Active With Contract

MLS Number 106230

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.09

Remarkable golf course and mountain views from this immaculately maintained Lake Toxaway home. Situated behind the #16 tee box of LTCC with beautiful views from the living room, family room, and primary bedroom. This home is offered with main-level living, a heated sunroom overlooking the golf course, an expansive deck, and a fully finished basement with a private entry guest suite. This home offers many wonderful features including a wood-burning "Heatilator" fireplace, a generous walk-in closet in the primary suite, a water filtration system, and an oversized garage designed with a high garage door. The basement also features generous storage with a workshop, and a large covered deck overlooking the golf course. Square footage measurements note that the stairwell is unheated.

Listed by Hunter Trombetta and Art Fisher of FISHER REALTY BREVARD

$
$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3541 Dendy Orchard Road Highlands NC 28741

MLS Number 1000121

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.92

Perched at 3,480 feet in the breathtaking mountains of Western North Carolina, this luxury log home blends rustic charm with modern comfort. With a main living area of 1,732 square feet and a finsihed total of 2,100 square feet, this stunning retreat offers ample space for relaxation and entertaining. Nestled on nearly two acres, the home boasts cathedral ceilings, exposed log beams, and expansive windows framing panoramic valley views. Step inside to an inviting great room featuring a grand gas fireplace, perfect for cozy evenings. The open-concept design flows seamlessly into a chef's kitchen and dining area, creating an ideal space for entertaining. The home offers two ensuite bedrooms, each with a private deck, letting you wake up to mountain serenity. Enjoy the crisp air from the welcoming front porch or take in awe-inspiring views from the massive back deck, perfect for gatherings or quiet moments. A spacious double-car garage in the basement provides secure parking and ample storage for mountain gear. With easy access, reliable cell service, and a location just six miles from downtown Highlands, this retreat offers both seclusion and convenience.

Listed by Dan O'Connell of EXP REALTY LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3398 Cullowhee Forest Road Cullowhee NC 28723

MLS Number 1000637

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 2.95

Come home to the peaceful solitude of Cullowhee Forest, where the only sounds you'll hear while relaxing on the spacious back deck are birdsongs and the breeze. Located just minutes from Lake Glenville-with its boat launch and sandy beach-and within a 30-minute drive to Cashiers, Sylva, and Franklin, this home offers the perfect blend of privacy and convenience. The gated neighborhood features scenic walking trails and a private 75-foot waterfall, Hatcher Falls. High-speed fiber optic internet is also available for residents. This well-built mountain home features three bedrooms and an office on the main floor, all serviced by three full bathrooms. Since January 2024, bathrooms have had tasteful updates such as new quartz countertops, stone sinks, waterfall faucets, forest-motif decorative tile, and a luxurious walk-in, spa-like jetted tub. The open-concept living area offers both a wood-burning fireplace and a wood stove capable of heating the entire main floor-though no longer needed thanks to the newly installed whole-house Generac generator and on-demand gas water heater (2024). The kitchen was fully renovated in the past year and now boasts leathered granite countertops, a vertical subway tile backsplash, and brand-new stainless steel appliances. Solid wood closet doors throughout the home add a warm, upgraded touch. Downstairs, the full walkout basement features new LVL flooring, a dedicated laundry room, two bonus rooms, another full bath, a recreation area, and abundant closet storage. Additional home features include a whole-house dehumidifier and a radon mitigation system. Outside, you'll find a detached two-car garage with updated walls, an insulated garden shed, and a beautifully terraced backyard garden with thoughtfully placed annual plantings. This home has been lovingly maintained and thoughtfully upgraded-ready for you to enjoy peaceful mountain living at its finest.

Listed by Patricia Cox of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

$
$
%
$/month over payments
Federal 30-year interest rate: 6.81% last updated on May 15, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of May 19, 2025 10:45 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."