Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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116 Dogwood Drive Highlands NC 28741

Highlands, NC116 Dogwood Drive

Price$549,000

Est. Mortgage: $/month

MLS Number 1003556

  • Residential
  • Bedrooms 2
  • Bathroom 1
  • Acreage 0.22

Nestled in the desirable Mirror Lake area and just minutes from downtown Highlands, this charming mountain cottage offers the perfect blend of convenience, comfort, and timeless appeal. Lovingly maintained by the original owner since it was built, this is the first time the property has ever been offered for sale. Designed for easy one-level living, the home features 2 bedrooms, 1 bath, and an additional flexible room that can serve as a home office, hobby space, or overflow sleeping area for guests. Warm hardwood floors add character throughout much of the home, while the functional floor plan provides comfortable everyday living or an ideal mountain retreat. The unfinished basement offers abundant storage and potential for workshop space or future expansion. Situated on a quiet street surrounded by mature trees, the property enjoys a peaceful setting while remaining just moments from the shopping, dining, and attractions of downtown Highlands. Whether you're searching for a weekend getaway or full-time residence, this cottage offers a rare opportunity to own a piece of Highlands in one of the area's most convenient locations.

Listed by Jennifer Blake of Berkshire Hathaway HomeServices Meadows Mountain Realty - OE

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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78 Highland Drive Lake Toxaway NC 28747

Lake Toxaway, NC78 Highland Drive

Price$399,000

Est. Mortgage: $/month

MLS Number 1003090

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.91

Welcome to this inviting 3 bedroom, 2.5 bath home located in the desirable Rocky Mountain Estates. Perfectly positioned in the heart of lake Toxaway, this property offers wide open and long range year round views of the breathtaking Blue Ridge Mountains right from your back deck. Step inside to a comfortable and functional layout designed for everyday living and relaxing mountain getaways. The features include a bright living area, spacious bedrooms, and a welcoming atmosphere that makes it easy to unwind and enjoy the natural beauty surrounding you. The full basement with garage provides excellent storage, recreation room, workshop potential, or room to expand ideal for full time living, a second home or investment property. Enjoy cool mountain breezes, stunning sunsets, and the tranquility that comes with life in Western North Carolina, all while being just minutes from outdoor recreation, hiking and the natural beauty that defines the Pisgah National Forest and Gorges State Park.

Listed by Cynthia Petit of Petit Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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427 Mulberry Ridge Road Otto NC 28763

Otto, NC427 Mulberry Ridge Road

Price$369,000

Est. Mortgage: $/month

MLS Number 1003486

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 2.84

Some properties feel right the moment you arrive, and this one, tucked along a babbling creek, is one of them. Flat, usable acreage with a creek bordering the property is a rare find, and this 3-bedroom, 3-bath home delivers exactly that, along with a finished basement that's perfect for guests. Access couldn't be more convenient for a mountain property. One direction puts you out on Georgia Road in Otto, and the other takes you to Betty's Creek Road, bringing you into Dillard, Georgia. This could be a full-time home, a slow-down second home, or a vacation rental that practically books itself. With creek frontage, flat acreage, and a flexible floor plan, this home has great potential. Book a showing and see it for yourself!

Listed by Aliyah Lebron of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA, John Muir of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

$
$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of June 23, 2026 10:43 AM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."