Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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1424 Dowdle Mountain Road Franklin NC 28734

MLS Number 1003448

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 10.47

10.47 Acres | Long-Range Wayah Bald Views | Just 5 Minutes to Downtown Franklin A rare opportunity to own more than 10 acres of mountain property with sweeping long-range views, exceptional privacy, and remarkable convenience to downtown Franklin. Whether envisioned as a private mountain retreat, family compound, investment property, or a place to explore future additional dwellings or guest accommodations, this property offers flexibility that is increasingly difficult to find. A charming 2-bedroom, 2-bath mountain home is already in place, designed to take full advantage of its setting. Expansive wraparound porches provide multiple spaces for outdoor living while framing beautiful views toward Wayah Bald. Inside, the open-concept living, dining, and kitchen area features 10-foot ceilings, hardwood floors, a wood-burning stone fireplace, and Andersen sliding glass doors that seamlessly connect the interior to the surrounding landscape. The kitchen offers Corian countertops, a work island with a cooktop, and a breakfast bar. The main-level primary bedroom enjoys its own private porch, while the lower level provides a spacious second bedroom with a full bath and separate entrance, ideal for guests or added privacy. A large basement workshop, generous storage, small barn, and terraced grounds add even more versatility. With 10.47 acres, long-range mountain views, an existing residence, usable outdoor spaces, and downtown Franklin only minutes away, the value here extends well beyond the home itself. Enjoy the property as it is today or explore its possibilities for the future.

Listed by Craig Berry and Vanessa Moore of Highlands Sotheby's International Realty - DT

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Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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54 Teapot Ridge Cullowhee NC 28723

Cullowhee, NC54 Teapot Ridge

Price$454,900

Est. Mortgage: $/month

MLS Number 1004005

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 1.82

Just minutes from WCU, offering a convenient location for work, school, and year round living, this inviting brick ranch offers the perfect blend of comfort, charm, and privacy. Situated on 1.82 acres in a well-established community with paved access, The home features 3 bedrooms and 2 bathrooms, highlighted by hardwood flooring and a recently refreshed kitchen that offers modern updates while maintaining a warm, welcoming feel. The bathrooms have also been tastefully updated, adding to the home's move-in-ready appeal. Step outside to enjoy spacious decks that overlook established landscaping, bursting with perennial flowers and natural beauty. Gardening enthusiasts will appreciate the raised beds, ready for your seasonal planting. The yard provides plenty of room to relax, explore, or expand your outdoor living vision. A full unfinished basement offers excellent potential for additional living space, a workshop, or abundant storage. This home comes with a 2 car attached garage. Whether you're looking for a family home, or an or investment opportunity near WCU this is it. Seller is offering $5000 towards buyers closing cost! Schedule your showing today!

Listed by Judith Preiato of Jackson County Realty

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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231 Cedar Creek Farm Road Tuckasegee NC 28783
Active With Contract

MLS Number 1003712

  • Residential
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 1,722
  • Acreage 2.67

Tucked away in a private setting, this inviting 2-bedroom, 2.5-bath home sits on 2.67 usable acres with a peaceful creek, light HOA restrictions, and room for farm animals. Complete with a peaceful creek, you'll enjoy the serenity of country living while having plenty of space to relax, entertain, and explore. Enjoy the serenity of country living just 10 minutes from Western Carolina University, offering the perfect balance of privacy and convenience. Inside, the open floor plan and main-level living create an easy flow for everyday living and entertaining. The spacious kitchen includes a walk-in pantry, and the separate laundry room adds convenience. A cozy woodstove brings warmth and charm. The finished daylight basement expands your living space with a bonus room, abundant storage, and walk-out access, offering flexibility for a rec room, office, guest space, or hobby area. Outside, you'll find ample parking, an attached garage, and a gazebo overlooking the creek-an ideal place to relax and enjoy the peaceful surroundings. Whether you're looking for a full-time residence or a private mtn retreat, this property offers the space, privacy, and versatility you've been searching for.

Listed by Alena Melton of Sundog Realty

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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78 Highland Drive Lake Toxaway NC 28747

Lake Toxaway, NC78 Highland Drive

Price$379,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1003090

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.91

Welcome to this inviting 3 bedroom, 2.5 bath home located in the desirable Rocky Mountain Estates. Perfectly positioned in the heart of lake Toxaway, this property offers wide open and long range year round views of the breathtaking Blue Ridge Mountains right from your back deck. Step inside to a comfortable and functional layout designed for everyday living and relaxing mountain getaways. The features include a bright living area, spacious bedrooms, and a welcoming atmosphere that makes it easy to unwind and enjoy the natural beauty surrounding you. The full basement with garage provides excellent storage, recreation room, workshop potential, or room to expand ideal for full time living, a second home or investment property. Enjoy cool mountain breezes, stunning sunsets, and the tranquility that comes with life in Western North Carolina, all while being just minutes from outdoor recreation, hiking and the natural beauty that defines the Pisgah National Forest and Gorges State Park.

Listed by Cynthia Petit of Petit Properties

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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427 Mulberry Ridge Road Otto NC 28763

Otto, NC427 Mulberry Ridge Road

Price$369,000

Est. Mortgage: $/month

MLS Number 1003486

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 2.84

Some properties feel right the moment you arrive, and this one, tucked along a babbling creek, is one of them. Flat, usable acreage with a creek bordering the property is a rare find, and this 3-bedroom, 3-bath home delivers exactly that, along with a finished basement that's perfect for guests. Access couldn't be more convenient for a mountain property. One direction puts you out on Georgia Road in Otto, and the other takes you to Betty's Creek Road, bringing you into Dillard, Georgia. This could be a full-time home, a slow-down second home, or a vacation rental that practically books itself. With creek frontage, flat acreage, and a flexible floor plan, this home has great potential. Book a showing and see it for yourself!

Listed by Aliyah Lebron of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA, John Muir of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

$
$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

 "Based on information submitted to HCBOR as of August 24, 2026 7:13 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."