Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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800 Blue Ridge Road Lake Toxaway NC 28747

Lake Toxaway, NC800 Blue Ridge Road

Price$1,295,000

Est. Mortgage: $/month

MLS Number 1003467

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 2.8

This rare Tudor-style home sits on over 2 acres in a wonderfully private setting just across the street from Lake Toxaway, one of North Carolina's largest private lakes. A paved drive leads to the crest of the property, where sweeping mountain and lake views unfold - enjoyed from the primary bedroom, the living room's generous windows, and the adjoining open-air deck, while a dramatic wall of glass at the rear draws the landscaped gardens and forest beyond inside. The owners have beautifully updated the kitchen and living areas with custom soft-close solid-wood cabinets, granite countertops, a wet bar, breakfast bar seating for eight, and travertine floors. Sunny sitting areas, a formal dining room, a family room, and main-level laundry complete the picture. The upper level holds a spacious primary suite with lovely lake and mountain views, a walk-in closet, and a full bathroom with heated floors, plus two additional bedrooms, two full bathrooms, and a bonus room above the garage with its own entrance. The full, high-ceilinged basement offers a complete bathroom and flexible space for a workshop, game area, or media room. Recent additions include a whole-house generator, new garage doors, a retaining wall, fresh landscaping, and numerous other updates over the past several years - a well-cared-for property in one of Western North Carolina's most coveted lake communities.

Listed by Rick Jackson of Silver Creek Real Estate Group - LG

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Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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86 Wingina Place Highlands NC 28741

Highlands, NC86 Wingina Place

Price$985,000

Est. Mortgage: $/month

MLS Number 1003559

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.25

This adorable 3 bed, 2 bath cottage in the heart of Highlands, combines charming character with modern updates. Recent upgrades include fresh paint inside and out, fireplace renovation, basement encapsulation, whole house dehumidifier. The bright, airy rooms and original details create cozy indoor living, while a beautifully landscaped outdoor space, with private patio and firepit - is perfect for entertaining and relaxing.

Listed by Karen Armor of Country Club Properties

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Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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892 Buckberry Sapphire NC 28774

Sapphire, NC892 Buckberry

Price$945,000

Est. Mortgage: $/month

MLS Number 1002841

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.52

Welcome to Buckberry Lodge, a meticulously maintained residence nestled in Sapphire, NC. This turnkey property offers a harmonious blend of comfort and practicality, ideally suited for both family living and rental income potential. Spanning three spacious bedrooms and four renovated bathrooms, each bedroom boasts new carpeting and private access to its own bathroom, ensuring privacy and convenience for all residents. The heart of the home features cozy gas log fireplaces, one on each level, creating a warm ambiance perfect for relaxing evenings. The house is equipped with modern necessities including two washing machines and two dryers, catering to the demands of a busy household or a thriving rental operation. The full basement offers additional space, serving as a recreational area and includes two additional king bedroom suites and storage. The ample porch space on both levels offers even more options for relaxing in the cool mountain air. Whether you're looking for a serene family home or an investment opportunity, Buckberry Lodge represents a perfect blend of functionality, style, and prime location. Discover the potential of calling this beautiful property your new home or a lucrative asset.

Listed by Maggie Elmer of Cashiers Valley Real Estate LLC

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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122 Forestdale Drive Glenville NC 28736

Glenville, NC122 Forestdale Drive

Price$889,000

Est. Mortgage: $/month

MLS Number 1003534

  • Residential
  • Bedrooms 4
  • Bathroom 3
  • Acreage 3.28

Tucked within the private, gated community of Laurel Falls, this beautifully crafted mountain retreat offers a rare opportunity to live surrounded by some of Western North Carolina's most extraordinary natural landscapes. Bordering both Panthertown Valley and the vast Nantahala National Forest, the property places thousands of acres of protected wilderness quite literally at your doorstep. Built as the personal home of a local contractor, the residence reflects thoughtful design and durable craftsmanship throughout. The home features four bedrooms and three full bathrooms (third full bathroom will be completed in the coming weeks), complemented by a spacious open loft that adds flexibility for additional living or sleeping space. A partially finished basement expands the possibilities even further, offering a laundry room, a large workshop, and two additional rooms ready to be transformed into guest quarters, a home office, recreation room, or whatever best suits your lifestyle. Set on 3.28 acres, the property provides both privacy and room to enjoy the outdoors. A generous garden area, ample parking, and plenty of space for storing equipment, recreational vehicles, or outdoor toys make it easy to embrace mountain living. A charming bonus cabin on the property offers the perfect private space for overnight guests. Start your mornings on the deck overlooking peaceful mountain views and spend your days exploring the incredible natural surroundings. Robinson Creek flows through the Laurel Falls community and is known for excellent trout fishing. Residents also enjoy direct trail access into the 6,300-acre Panthertown Valley, often called “the Yosemite of the East,” where miles of scenic trails invite hiking, biking, and horseback riding. With newer furnishings and appliances already in place, this home is ready for you to bring your personal belongings and begin creating your own mountain retreat. Life in Laurel Falls offers more than just a home-it offers front-row access to one of the Southeast's most breathtaking natural environments, where adventure, tranquility, and unspoiled beauty come together in perfect balance.

Listed by Sarah Strawn of Keller Williams Great Smokies

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1926 Wilkes Knob Road Franklin NC 28734

Franklin, NC1926 Wilkes Knob Road

Price$849,000

Est. Mortgage: $/month

MLS Number 1003194

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 15.6

Welcome to your dream mountain retreat! This charming 3BR/2BA home offers year-round mountain views and over 15 acres backing directly to U.S. Forest Service land for unmatched privacy and adventure. A private gravel road leads you to the property, creating the ultimate secluded setting while still being close to town. Relax on the spacious covered porch, perfect for morning coffee or evening sunsets. Inside, the open layout and cozy wood burning fireplace make for warm, inviting living and easy entertaining. The full basement offers endless potential-storage, workshop, or future living space-while the attached oversized two-car garage and paved driveway add convenience. Ideal as a full-time residence, vacation escape, or investment property, this home combines comfort, style, and the rare bonus of acreage with direct national forest access. Come experience the best of mountain living!

Listed by Rashaune Delacruz of Vignette Realty

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Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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308 Woodsy Pine Trail Glenville NC 28736

Glenville, NC308 Woodsy Pine Trail

Price$849,000

Est. Mortgage: $/month

MLS Number 1003265

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 2.97

Privacy, polish, and 2.97 usable acres minutes from Cashiers and Lake Glenville. A paved drive lined with stone walls and Japanese maples leads to this 3-bedroom, 2-bath home set on two combined lots in The Knolls of Cedar Creek, backing to a 50-plus acre tract that keeps the setting quiet. The back deck catches a peek-a-boo winter view of Lake Glenville, which sits just down the ridge with 26 miles of shoreline five minutes away. Downtown Cashiers is 10 to 12 minutes. Inside, two levels of living space read as turn-key. The main floor opens to a vaulted, knotty pine great room with a wood-burning fireplace, hardwood floors, and an updated kitchen with granite counters, stainless appliances, kitchen island, breakfast bar, and stone-tile backsplash. The eat-in dining area connects to the covered deck. The primary suite sits on the main level with a walk-in closet and jetted tub. Downstairs, a fully finished walkout lower level adds a game room sized for a pool table, a granite bar, a family room, a private office behind glass-paneled French doors, and a bonus room currently used as exercise space. A workshop, mechanical, and utility rooms tuck the systems away. Outside: front porch, covered deck, lower patio with fire pit, and gentle, landscaped grounds with mature rhododendron and native plantings. The second lot leaves room to add a guest house, garage or workshop. Starlink high-speed internet stays with the home. Recent updates touch the kitchen, baths, flooring, and basement. Listed below recent appraisal. A strong year-round home in one of the best-positioned pockets between Cashiers and Lake Glenville.

Listed by Donald Collins of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7829 Dillard Road Scaly Mountain NC 28775

Scaly Mountain, NC7829 Dillard Road

Price$795,000

Est. Mortgage: $/month

MLS Number 1003065

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 5.22

A Wonderful 3-bedroom, 2-bathroom, mountain homeplace overlooking a fast-flowing creek on 5 wooded acres. There are 2 large, covered porches for relaxing Creekside. The living room has beautiful all-wood ceilings; a wood-burning stove with stacked rock wall and rock hearth, and large picture windows to take in the views of the creek. It has a circular driveway with a small carport and a ramp walkway to the side door entrance. There is a full, unfinished basement with a tuck-under garage and a separate driveway. This property has tons of potential. There are picnic areas along the creek, Garden spots, several outbuildings for your chickens, or commercial potential along the road. One of the buildings along the road has a bathroom and used to be an antique store. One of the other buildings used to be an art studio. The property is not in a subdivision, so it may be able to be subdivided with permission from Macon County. This rare find property was built by and has been enjoyed by the same family for several years but is now ready for you to make it yours. Only 10 minutes to Highlands, NC and Sky Valley, GA. Located within a few minutes of several wineries, hiking trails, Ziplining, and Snow Tubing. Shown By Appointment only

Listed by Penny Ramey of Poss Realty Group - Clayton

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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226 Rock Face Trail Highlands NC 28741

Highlands, NC226 Rock Face Trail

Price$725,000

Est. Mortgage: $/month

MLS Number 1002607

  • Residential
  • Bedrooms 1
  • Bathroom 1
  • Acreage 0.3

Welcome to unobstructed, close-up views of both Whiteside and Blackrock Mountains in this luxury tiny cottage. Property features inlcude gated community, unmatched views from this luxury tiny cottage and a 500 SF deck that faces west for magnificent sunsets every evening. Architecture of this saltbox-style home by Jeffrey Dugan also features a back porch off the primary bedroom and high-end appliances for one-level living. Other features include fiber optic cable, a spacious yard area, perennial flower garden, generator, encapsulated walk-in basement with plenty of storage, updated nickel-board vaulted ceiling, reinforced metal roof flashings, double-paned insulated windows, custom 5% solar blinds by Highlands Decorating Center. Other features include Mini Split HVAC, dishwasher, disposal, Summit Washer/Dryer combo on main level, available hookup option for ice maker, Blink mounted external security cameras (five). No rental restrictions here in this community, if that's your desire. This gem of a home is ready for immediate enjoyment. Schedule your viewing today!

Listed by Merry Soellner of Cashiers Sotheby's International Realty, Josephine Lovell of Highlands Sotheby's International Realty - DT

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7330 S Highway 107 Cashiers NC 28717

Cashiers, NC7330 S Highway 107

Price$650,000

Est. Mortgage: $/month

MLS Number 1002474

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 5.1

Privately set on 5.1 acres just 10 minutes south of the Village of Cashiers, this thoughtfully crafted mountain cottage offers exceptional privacy, quality construction, and direct access to protected wilderness. Surrounded on three sides by permanently conserved lands where no future building can occur, the property provides the rare feeling of living deep within National Forest surroundings while remaining convenient to town. Designed and built by the current owner, a licensed Professional Engineer and Unlimited General Contractor, the home reflects outstanding craftsmanship, durability, and energy efficiency throughout. The floor plan includes two bedrooms, two baths, and a full basement with a single-car garage, generous storage, and room for future expansion. Heart pine floors and a stone wood-burning fireplace add warmth and character, while extensive insulation, Andersen energy-efficient windows, quality HVAC systems, and a deep high-yield well support comfort and efficiency. A fully automatic Generac propane generator offers additional peace of mind. The land provides excellent flexibility with a tractor shed already in place and ample room to add another building if desired. With no deed restrictions and conservation land bordering the property, privacy and natural surroundings are exceptionally well protected. Outdoor enthusiasts will appreciate proximity to the Ellicott Rock Wilderness, Nantahala National Forest, and the nearby Iron Bridge access on the Chattooga River, a well-known destination for fly fishing. The surrounding Blue Ridge Escarpment Conservation Area is celebrated for its biodiversity, waterfalls, and pristine mountain wilderness. Whether as a private retreat, full-time residence, or outdoor basecamp, this property offers a rare combination of craftsmanship, efficiency, protected surroundings, and natural beauty increasingly hard to find in Cashiers.

Listed by Kati Miller and Ali Moody of Caliber Fine Properties

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$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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255 Turtle Pond Road Highlands NC 28741

Highlands, NC255 Turtle Pond Road

Price$650,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1003082

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.96

Tucked along the edge of the Nantahala National Forest - offering protected privacy and no future development beyond - this charming mountain cottage is just four miles from Highlands Main Street and conveniently located off Dillard Road. Designed for easy mountain living, this single-level home features an open-concept kitchen, dining, and living area centered around a cozy fireplace. Just beyond, a covered back porch opens to the peaceful, wooded setting - perfect for morning coffee or evening relaxation. The home includes two bedrooms and two bathrooms, along with a versatile bonus room. The gentle, nearly level yard at approximately 3,900 feet in elevation offers exceptional usability - rare for a Highlands-area property. Updates include a new HVAC system, encapsulated basement, fresh exterior paint, and a roof replacement in 2022. A large circular driveway provides ample parking and easy access. With no HOA and no deed restrictions, this property offers flexibility for personal use, a second home, or a short-term rental investment. Enjoy close proximity to hiking, waterfalls, and outdoor recreation, as well as Highlands' renowned dining, boutique shopping, and arts scene. A true mountain retreat - comfortable and ready to enjoy from day one, with the chance to personalize over time.

Listed by Rachel Wavra of Silver Creek Real Estate Group,Inc.

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$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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67 Chipmunk Trail Glenville NC 28736

Glenville, NC67 Chipmunk Trail

Price$575,000

Est. Mortgage: $/month

MLS Number 1002773

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.56

BRAND NEW Boutique Mountain Cabin offering two bedrooms and two bathrooms with an expandable primary suite in the loft. The good-sized kitchen features new appliances with eat-in dining, which could be expanded to the covered summer porch. Custom vaulted living room with Nickle Gap interior and stone-faced wood-burning fireplace. The unfinished basement is studded for a bedroom and bath, or potential for an apartment with a recreational and workshop area. Limit the living space in the basement and do a single-car garage. Convenient to the town of Cashiers or Lake Glenville. Available down the road, this owner will rent a dock space on Lake Glenville. See photos of the dock in the pictures. Ask for details.

Listed by Christine Long of Cashiers Valley Real Estate LLC

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$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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187 Evans Creek Road Scaly Mountain NC 28775
Pending

MLS Number 1003021

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 3.07

Escape to your own slice of the North Carolina mountains in desirable Scaly Mountain. Tucked away on 3.07 beautifully wooded acres, this inviting 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort, privacy, and stunning natural beauty. Step onto the generous porches and soak in the sweeping mountain views that greet you every morning and evening. Whether you're enjoying your morning coffee or unwinding with a glass of wine at sunset, the cool mountain breeze and peaceful surroundings make every day feel like a vacation. Inside, the warm and welcoming floorplan flows effortlessly. The living room features a cozy wood-burning stove. Sunlight pours in, highlighting the comfortable layout that's perfect for relaxing or entertaining. Upstairs, two bedrooms and a full bathroom provide peaceful sleeping quarters with easy access to the main living areas. Downstairs, the finished basement offers flexible living space with its own separate entrance. Complete with a third bedroom, full bathroom, and kitchenette area, this space is ideal for guests, extended family, or even a private rental opportunity. Located in the heart of the mountains, you're surrounded by nature yet conveniently close to Highlands, Cashiers, and all the charming amenities the area has to offer. Enjoy hiking, waterfalls, golf, and the refreshing year-round cool mountain climate that makes Scaly Mountain such a sought-after destination. This is more than just a house; it's your year-round mountain getaway or peaceful full-time residence. Whether you're looking for a serene primary home or a weekend escape, this property delivers the mountain lifestyle you've been dreaming of.

Listed by Chip Durpo of Durpo Realty Associates

$
$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of June 23, 2026 12:13 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."