Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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2017 Big Ridge Road Glenville NC 28736

Glenville, NC2017 Big Ridge Road

Price$1,190,000

Est. Mortgage: $/month

MLS Number 1003481

  • Residential
  • Bedrooms 2
  • Bathroom 4
  • Acreage 9.63

Vision Waiting to Be Finished! This remarkable property began as one man's dream and is now ready for a new owner to make that vision their own. Set on nearly 10 acres and surrounded by truly spectacular mountain views, the possibilities here are extraordinary. This home has the potential to have 6 bedrooms. Finish the home and resell it, create a private mountain estate or family compound, or simply make it the one-of-a-kind home you've always wanted. Properties combining this much acreage, this kind of view, and this level of potential rarely come along. Nearly 10 acres. Extraordinary views. Unlimited possibilities. Come see the dream-and imagine what you could make of it. Discover unlimited potential with this unique mountain property offering breathtaking long-range views from virtually every point on the 9.63-acre tract. Room to build two more homes with the same view. The existing residence features two bedrooms, a spacious loft bedroom, and a large basement, providing comfortable living space while leaving ample room for customization and expansion. There is also a large parking area for a motorhome with a seperate driveway leading to it. A standout feature of the property is the oversized garage building, complete with a substantial unfinished apartment above-an ideal opportunity for guest quarters, rental income, a home office, or multigenerational living. Beneath the garage, a second basement provides abundant storage and workspace options. Additional improvements include a dedicated workshop and extensive storage areas, making this property perfect for hobbyists, craftsmen, entrepreneurs, or anyone seeking room for projects and equipment. Whether you're an investor looking for your next renovation project, a builder seeking an exceptional estate property, or a buyer with a vision to create a one-of-a-kind mountain retreat, this offering presents a rare combination of acreage, infrastructure, views, and untapped potential. With stunning scenery, multiple structures, and endless possibilities, this is a property that must be seen to fully appreciate its value and opportunity.

Listed by James Hair of Sapphire Valley Real Estate

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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86 E Wingina Place Highlands NC 28741

Highlands, NC86 E Wingina Place

Price$950,000

Est. Mortgage: $/month

MLS Number 1003559

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.25

This adorable 3 bed, 2 bath cottage in the heart of Highlands, combines charming character with modern updates. Recent upgrades include fresh paint inside and out, fireplace renovation, basement encapsulation, whole house dehumidifier. The bright, airy rooms and original details create cozy indoor living, while a beautifully landscaped outdoor space, with private patio and firepit - is perfect for entertaining and relaxing.

Listed by Karen Armor of Country Club Properties

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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162 Hickory Ridge Road Scaly Mountain NC 28775

MLS Number 1003793

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.06

Light and bright, this beautiful custom mountain home welcomes you with soaring ceilings, floor-to-ceiling windows, and an open floor plan that fills every room with natural light. The spacious kitchen features a large island and granite countertops, perfect for entertaining, while the finished basement adds even more room to gather. Bamboo hardwood floors, tongue-and-groove pine ceilings, and a stone fireplace bring warmth and character throughout. Alpine siding and trim complete the home's mountain craftsman feel. This three-bedroom, three-bathroom home also offers an attached one-car garage with workshop and a detached two-and-a-half-car garage with additional storage - plenty of room for vehicles, gear, and projects. Step outside to expansive covered and open decks surrounded by peaceful mountain scenery. Tucked away on Hickory Ridge Road, a unique residential neighborhood (not a subdivision) with no through traffic and no deed restrictions, this quiet, private setting is one where neighbors know one another. The neighborhood has easy-to-navigate roads, plenty of green space, and cooler mountain air that makes it easy to unwind. Scaly Mountain sits on the Atlanta side of Highlands, putting you close to a wealth of outdoor pursuits, fine dining, and award-winning vineyards. Sky Valley Country Club, Highlands Outpost, and Highlands Aerial Park are all within 4 miles. You're approximately 15 minutes to Highlands, NC for upscale shopping, dining, and cultural events, and about 20 minutes to Clayton, GA, known for its charming downtown and restaurants. Whether you're looking for a vacation retreat or a full-time mountain residence, this home offers the perfect blend of comfort, craftsmanship, and location.

Listed by Rachel Wavra of Silver Creek Real Estate Group,Inc.

$
$
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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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892 Buckberry Sapphire NC 28774

Sapphire, NC892 Buckberry

Price$895,000

Est. Mortgage: $/month

MLS Number 1003848

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.75

Welcome to Buckberry Lodge, a beautiful residence nestled in Sapphire, NC. This turnkey property offers a harmonious blend of comfort and practicality, ideally suited for both family living and rental income potential. Spanning three spacious bedrooms and four renovated bathrooms, each bedroom boasts new carpeting and private access to its own bathroom, ensuring privacy and convenience for all residents. The heart of the home features cozy gas log fireplaces, one on each level, creating a warm ambiance perfect for relaxing evenings. The house is equipped with modern necessities including two washing machines and two dryers, catering to the demands of a busy household or a thriving rental operation. The full basement offers additional space, serving as a recreational area and includes two additional king bedroom suites and storage. The ample porch space on both levels offers even more options for relaxing in the cool mountain air. Whether you're looking for a serene family home or an investment opportunity, Buckberry Lodge represents a perfect blend of functionality, style, and prime location. Discover the potential of calling this beautiful property your new home or a lucrative asset.

Listed by Maggie Elmer of Cashiers Valley Real Estate LLC

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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308 Woodsy Pine Trail Glenville NC 28736

Glenville, NC308 Woodsy Pine Trail

Price$829,000

Est. Mortgage: $/month

MLS Number 1003265

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 2.97

Privacy, polish, and 2.97 usable acres minutes from Cashiers and Lake Glenville. A paved drive lined with stone walls and Japanese maples leads to this 3-bedroom, 2-bath home set on two combined lots in The Knolls of Cedar Creek, backing to a 50-plus acre tract that keeps the setting quiet. The back deck catches a peek-a-boo winter view of Lake Glenville, which sits just down the ridge with 26 miles of shoreline five minutes away. Downtown Cashiers is 10 to 12 minutes. Inside, two levels of living space read as turn-key. The main floor opens to a vaulted, knotty pine great room with a wood-burning fireplace, hardwood floors, and an updated kitchen with granite counters, stainless appliances, kitchen island, breakfast bar, and stone-tile backsplash. The eat-in dining area connects to the covered deck. The primary suite sits on the main level with a walk-in closet and jetted tub. Downstairs, a fully finished walkout lower level adds a game room sized for a pool table, a granite bar, a family room, a private office behind glass-paneled French doors, and a bonus room currently used as exercise space. A workshop, mechanical, and utility rooms tuck the systems away. Outside: front porch, covered deck, lower patio with fire pit, and gentle, landscaped grounds with mature rhododendron and native plantings. The second lot leaves room to add a guest house, garage or workshop. Starlink high-speed internet stays with the home. Recent updates touch the kitchen, baths, flooring, and basement. Listed below recent appraisal. A strong year-round home in one of the best-positioned pockets between Cashiers and Lake Glenville.

Listed by Donald Collins of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1926 Wilkes Knob Road Franklin NC 28734

Franklin, NC1926 Wilkes Knob Road

Price$799,000

Est. Mortgage: $/month

MLS Number 1003194

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 15.6

Welcome to your dream mountain retreat! This charming 3BR/2BA home offers year-round mountain views and over 15 acres backing directly to U.S. Forest Service land for unmatched privacy and adventure. A private gravel road leads you to the property, creating the ultimate secluded setting while still being close to town. Relax on the spacious covered porch, perfect for morning coffee or evening sunsets. Inside, the open layout and cozy wood burning fireplace make for warm, inviting living and easy entertaining. The full basement offers endless potential-storage, workshop, or future living space-while the attached oversized two-car garage and paved driveway add convenience. Ideal as a full-time residence, vacation escape, or investment property, this home combines comfort, style, and the rare bonus of acreage with direct national forest access. Come experience the best of mountain living!

Listed by Rashaune Delacruz of Vignette Realty

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$
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$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7829 Dillard Road Scaly Mountain NC 28775

Scaly Mountain, NC7829 Dillard Road

Price$795,000

Est. Mortgage: $/month

MLS Number 1003065

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 5.22

A Wonderful 3-bedroom, 2-bathroom, mountain homeplace overlooking a fast-flowing creek on 5 wooded acres. There are 2 large, covered porches for relaxing Creekside. The living room has beautiful all-wood ceilings; a wood-burning stove with stacked rock wall and rock hearth, and large picture windows to take in the views of the creek. It has a circular driveway with a small carport and a ramp walkway to the side door entrance. There is a full, unfinished basement with a tuck-under garage and a separate driveway. This property has tons of potential. There are picnic areas along the creek, Garden spots, several outbuildings for your chickens, or commercial potential along the road. One of the buildings along the road has a bathroom and used to be an antique store. One of the other buildings used to be an art studio. The property is not in a subdivision, so it may be able to be subdivided with permission from Macon County. This rare find property was built by and has been enjoyed by the same family for several years but is now ready for you to make it yours. Only 10 minutes to Highlands, NC and Sky Valley, GA. Located within a few minutes of several wineries, hiking trails, Ziplining, and Snow Tubing. Shown By Appointment only

Listed by Penny Ramey of Poss Realty Group - Clayton

$
$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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170 Osage Lane Scaly Mountain NC 28775

Scaly Mountain, NC170 Osage Lane

Price$699,000

Est. Mortgage: $/month

MLS Number 1003795

  • Residential
  • Bedrooms 2
  • Bathroom 3
  • Acreage 0.76

Tucked into the Osage Estates subdivision - accessed through the sought-after Rocky Knob community - this two-bedroom mountain retreat pairs easy living with an unbeatable setting. Neighborhood trails wind past a community lake and throughout the property, and the sense of community here runs deep: neighbors wave, stop to chat, and genuinely look out for one another. Inside, an open floor plan has been thoughtfully updated throughout. The kitchen is the heart of the home, anchored by a striking wood slab island with seating for several - the kind of gathering spot that makes everyday cooking feel like an event. Both bedrooms offer the privacy and convenience of ensuite bathrooms, ideal for owners and guests alike. A huge loft area with a half bathroom adds flexible living space - perfect as a home office, den, or creative studio. Below, a large basement/garage offers as-is storage and parking, with future potential for additional living space. Step out onto the porch and take in sweeping views of Rabun Bald - your morning coffee, evening cocktail, or quiet moment spot, with pileated woodpeckers, hummingbirds, and other wildlife making regular appearances. At 10-15 degrees cooler than the surrounding lowlands, Scaly Mountain's climate makes this a true four-season retreat, with live music at the Vineyard at High Holly, local arts and crafts shows, and breathtaking scenery rounding out the lifestyle. Best of both worlds: just 15 minutes to downtown Highlands, NC, and 20 minutes to Clayton, GA - both offering exceptional shopping, dining, and culture - then retreat to your private mountain escape for peace and quiet. A rare offering in a community built for connection, comfort, and mountain living at its best.

Listed by Rachel Wavra of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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226 Rock Face Trail Highlands NC 28741

Highlands, NC226 Rock Face Trail

Price$699,000

Est. Mortgage: $/month

MLS Number 1002607

  • Residential
  • Bedrooms 1
  • Bathroom 1
  • Acreage 0.3

Welcome to unobstructed, close-up views of both Whiteside and Blackrock Mountains in this luxury tiny cottage. Property features inlcude gated community, unmatched views from this luxury tiny cottage and a 500 SF deck that faces west for magnificent sunsets every evening. Architecture of this saltbox-style home by Jeffrey Dugan also features a back porch off the primary bedroom and high-end appliances for one-level living. Other features include fiber optic cable, a spacious yard area, perennial flower garden, generator, encapsulated walk-in basement with plenty of storage, updated nickel-board vaulted ceiling, reinforced metal roof flashings, double-paned insulated windows, custom 5% solar blinds by Highlands Decorating Center. Other features include Mini Split HVAC, dishwasher, disposal, Summit Washer/Dryer combo on main level, available hookup option for ice maker, Blink mounted external security cameras (five). No rental restrictions here in this community, if that's your desire. This gem of a home is ready for immediate enjoyment. Schedule your viewing today!

Listed by Merry Soellner of Cashiers Sotheby's International Realty, Josephine Lovell of Highlands Sotheby's International Realty - DT

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$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7330 S Highway 107 Cashiers NC 28717

Cashiers, NC7330 S Highway 107

Price$650,000

Est. Mortgage: $/month

MLS Number 1002474

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 5.1

Privately set on 5.1 acres just 10 minutes south of the Village of Cashiers, this thoughtfully crafted mountain cottage offers exceptional privacy, quality construction, and direct access to protected wilderness. Surrounded on three sides by permanently conserved lands where no future building can occur, the property provides the rare feeling of living deep within National Forest surroundings while remaining convenient to town. Designed and built by the current owner, a licensed Professional Engineer and Unlimited General Contractor, the home reflects outstanding craftsmanship, durability, and energy efficiency throughout. The floor plan includes two bedrooms, two baths, and a full basement with a single-car garage, generous storage, and room for future expansion. Heart pine floors and a stone wood-burning fireplace add warmth and character, while extensive insulation, Andersen energy-efficient windows, quality HVAC systems, and a deep high-yield well support comfort and efficiency. A fully automatic Generac propane generator offers additional peace of mind. The land provides excellent flexibility with a tractor shed already in place and ample room to add another building if desired. With no deed restrictions and conservation land bordering the property, privacy and natural surroundings are exceptionally well protected. Outdoor enthusiasts will appreciate proximity to the Ellicott Rock Wilderness, Nantahala National Forest, and the nearby Iron Bridge access on the Chattooga River, a well-known destination for fly fishing. The surrounding Blue Ridge Escarpment Conservation Area is celebrated for its biodiversity, waterfalls, and pristine mountain wilderness. Whether as a private retreat, full-time residence, or outdoor basecamp, this property offers a rare combination of craftsmanship, efficiency, protected surroundings, and natural beauty increasingly hard to find in Cashiers.

Listed by Kati Miller and Ali Moody of Caliber Fine Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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203 Star Dance Ridge Sylva NC 28779

Sylva, NC203 Star Dance Ridge

Price$559,900

Est. Mortgage: $/month

MLS Number 1003852

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Square Feet 2,458
  • Acreage 2.34

Experience mountain living in this charming Cullowhee chalet, perfectly blending rustic character with recent modern updates. Situated to capture potential mountain views, the home welcomes you with soaring vaulted ceilings finished in tongue-and-groove wood, a dramatic stone fireplace and hearth, and beautifully refinished hardwood floors that flow through the main living areas. Thoughtfully updated throughout - new luxury vinyl plank and carpet, plus fresh interior and exterior paint - the home feels move-in ready. The practical newer metal roof provides long-term peace of mind. An open wrap-around deck off the living area invites morning coffee and evening sunsets in a peaceful, wooded setting. The main level features two comfortable bedrooms and easy-access living space, while upstairs you'll find a spacious loft plus a private master suite with an ensuite bathroom - ideal as a quiet retreat, home office, or guest space. The lower level is a finished half-basement with a full bathroom and generous storage areas, offering flexible space for a media or game room, workshop, or in-law suite. Convenient to WCU, dining, shopping and breweries, call today to book your showing!

Listed by Bernie Gilchrist of Sundog Realty

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$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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116 Dogwood Drive Highlands NC 28741

Highlands, NC116 Dogwood Drive

Price$519,000

Est. Mortgage: $/month

MLS Number 1003556

  • Residential
  • Bedrooms 2
  • Bathroom 1
  • Acreage 0.22

Nestled in the desirable Mirror Lake area and just minutes from downtown Highlands, this charming mountain cottage offers the perfect blend of convenience, comfort, and timeless appeal. Lovingly maintained by the original owner since it was built, this is the first time the property has ever been offered for sale. Designed for easy one-level living, the home features 2 bedrooms, 1 bath, and an additional flexible room that can serve as a home office, hobby space, or overflow sleeping area for guests. Warm hardwood floors add character throughout much of the home, while the functional floor plan provides comfortable everyday living or an ideal mountain retreat. The unfinished basement offers abundant storage and potential for workshop space or future expansion. Situated on a quiet street surrounded by mature trees, the property enjoys a peaceful setting while remaining just moments from the shopping, dining, and attractions of downtown Highlands. Whether you're searching for a weekend getaway or full-time residence, this cottage offers a rare opportunity to own a piece of Highlands in one of the area's most convenient locations.

Listed by Jennifer Blake of Berkshire Hathaway HomeServices Meadows Mountain Realty - OE

$
$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of August 24, 2026 7:13 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."