Western North Carolina Homes with Gated Access

Browse listings for homes with gated access and homes in gated communities in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with Gated Access

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

74 Wildberry Lane Cullowhee NC 28723

Cullowhee, NC74 Wildberry Lane

Price$2,500,000

Est. Mortgage: $/month

MLS Number 1003221

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 1.52

Life doesn't get any better than this! From your peaceful position inside the gated Summer Hill community, savor the incredible mountain view over Lake Glenville. Plus, with community lake access, dock, beach, picnic shelter, boat ramp, and paved parking, you'll enjoy life on the water with all these conveniences just moments away from your front door. This four-bedroom home has been thoroughly updated from 2022 through 2024 with new decks, roof, floors, paint, and many doors and windows, and the bathrooms were beautifully renovated at this time as well. The large two-car garage provides plenty of storage, with a bonus room situated above that could be used as a home office, additional storage, hobby space, and more. Summer Hill offers upscale lake living with modern amenities like water, underground utilities, and fiber optic internet. Whether you're looking for a summer lake home or a full-time residence in the beautiful Blue Ridge Mountains, 74 Wildberry offers all of the conveniences you need to enjoy recreation and relaxation on the highest-elevation lake on the eastern side of the country!

Listed by Ray Trine of Silver Creek Real Estate Group,Inc.

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Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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305 Easy Springs Road Sapphire NC 28774

Sapphire, NC305 Easy Springs Road

Price$2,429,000

Est. Mortgage: $/month

MLS Number 1003204

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 3.96

Incredible newly completed open-floorplan mountain home with big southeasterly mountain views on 4 acres at 3400' elevation in gated Sapphire Ridge community of Sapphire Valley Resort. Huge open great room with big stone fireplace and lots of windows towards view. Multiple levels of big open and covered rear decks with outdoor fireplace overlooking panoramic mountain view. Big Master Suite on main level with lots of windows and deck access. Butler's Pantry and Big Enclosed Breezeway with grilling deck and 2 Car Garage. Gentle large knoll adjacent to home with walk-out lower level. Big family room plus 3 bedrooms and 2 bathrooms on lower level. Wonderful close-in gated Sapphire Valley Resort community with underground utilities and public water supply. Access to Sapphire Valley Resort Amenities including indoor/outdoor pools, exercise facilities, 2 lakes, 2 golf courses, tennis center, snow skiing and much more. To be completed early summer 2026! Enjoy the Blue Ridge Mountain Life!

Listed by Bill Kruckenberger of Sapphire Valley Real Estate

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$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Tbd Southshore Drive Tuckasegee NC 28783

Tuckasegee, NCTbd Southshore Drive

Price$1,975,000

Est. Mortgage: $/month

MLS Number 1003469

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.85

Introducing Homesite 670 in Bear Lake Reserve, a remarkable new construction opportunity designed by the acclaimed Moss Creek Designs. Perched high above the mountains near Sylva, NC, this stunning 3-bedroom, 3.5-bath retreat blends modern architecture with the timeless beauty of the Blue Ridge Mountains. Crafted with stone, timber, and expansive walls of glass, the home is designed to capture breathtaking mountain and lake views while creating a seamless connection to nature. The thoughtfully designed floor plan features a spacious great room, chef-inspired kitchen, dining area, upstairs den, and multiple outdoor living spaces with inviting fireplaces. Private decks off each bedroom provide the perfect setting for morning coffee or evenings beneath the stars. Located within the gates of Bear Lake Reserve, residents enjoy access to a private lake, marina, golf, tennis, pickleball, hiking trails, fishing, kayaking, boating, dining, fitness facilities, swimming, and year-round events. This exceptional home offers a rare opportunity to create a lasting family legacy in one of WNC premier mountain-lake communities! Come soon so you can pick out your own finishes and appliances!

Listed by Bernie Gilchrist of Sundog Realty

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$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1913 E Bald Rock Drive Sapphire NC 28774

Sapphire, NC1913 E Bald Rock Drive

Price$1,350,000

Est. Mortgage: $/month

MLS Number 1003775

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 7.08

This 3 bedroom 3 1/2 bathroom home perched near the top of the Bald Rock community on over 7 acres is a true mountain paradise bordering Panthertown Valley with trails that take you directly into the forest. The main level is highlighted by an open floorplan living/dining/kitchen space with a loft overlooking the large stone fireplace and gas log insert. The kitchen is a cook's dream with all stainless steel appliances. A large 4 burner gas cook top with a commercial sized range hood. A guest bedroom, 1/2 bath, and the primary bedroom and bath space are just off of the main area. The primary bedroom features a wall mounted fireplace unit and private access to the back deck area. The primary bath space is complete with a large tiled shower with a river rock floor as well as dual vanities. The primary closet is a large walk-in set up with the washer and dryer conveniently located inside. The lower level consists of a full bath and guest room space, a bar area complete with mini fridge, a recreation area with foosball and card table and an extremely comfortable entertainment space with a gas log fireplace insert. The outdoor areas are ideal on this property. The back deck areas are spacious and screened in and provide long range mountain views. The front yard space is accentuated by a cozy sitting area and firepit. The large 2 car garage has ample room for storage.

Listed by Scott Smith of Looking Glass Realty Sapphire

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$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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67 Rock Mountain Road Sapphire NC 28774

Sapphire, NC67 Rock Mountain Road

Price$1,285,000

Est. Mortgage: $/month

MLS Number 1002868

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 0.79

This Stonecreek Estates offers an exceptional blend of refined mountain luxury and is is ready for immediate enjoyment or income generation. The thoughtfully designed interior showcases soaring cathedral ceilings, rich timber accents, and a dramatic floor-to-ceiling stone fireplace anchoring the great room. Walls of glass frame sweeping treetop vistas, while the open-concept layout seamlessly connects indoor and outdoor living spaces. The main-level primary suite serves as a private sanctuary, complete with serene views and a spa-inspired bath. Designed with both entertaining and guest comfort in mind, the home features multiple gathering spaces including a screened dining porch and expansive open decks perfect for enjoying cool mountain evenings. Upstairs, a loft overlooks the great room and is complemented by two guest bedrooms and a 'jack 'n jill' full bath. The lower level offers a private, exterior-access en-suite with a new mini-split and with its own deck-ideal for maximizing rental flexibility and privacy. Located close to the Country Club of Sapphire Valley (by invitation) and minutes from resort amenities, dining, and outdoor recreation, this property offers an unparalleled combination of luxury, convenience, and investment potential. A sealed crawlspace and radon mitigation system provide additional peace of mind. An exceptional opportunity for a high-performing vacation rental, second home, or legacy mountain retreat. The Seller will replace the roof prior to closing.

Listed by Lesley Howard of Landmark Realty Group - Frank Allen,Cashiers

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$
%
$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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48 Allspice Court Tuckasegee NC 28783

Tuckasegee, NC48 Allspice Court

Price$565,000

Est. Mortgage: $/month

MLS Number 1003560

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.8

Luxury Mountain Cottage, beautifully furnished in Bear Lake Reserve in the heart of the community with access to all Amenities. This cottage sits amongst the trees as if it was your own Tree house, upgraded appliances, hardwood Pine floors, T & G Ceilings, Screened in back porch with stone fireplace. Comfortable Great Room, large master ensuite. Hiking trails, Catch and Release Trout Fishing ,all within walking distance of cottage. Relax with a glass of wine or Chef prepared meal at the Lake Club. Pools, fitness, retail, saunas, lake access and much more! Come Discover Bear Lake Reserve today to see and feel this destination resort first hand. Don't miss this opportunity to live in a one-of-a-kind lake resort!

Listed by Bernie Gilchrist of Sundog Realty

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$
%
$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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96 Meadow Ridge Court Tuckasegee NC 28783

Tuckasegee, NC96 Meadow Ridge Court

Price$349,000

Est. Mortgage: $/month

MLS Number 1001898

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.69

Tucked at the end of a quiet street beside a tranquil mountain creek, this single-level three-bedroom home offers privacy, comfort, and access to the exceptional amenities of Bear Lake Reserve. Designed for relaxed living and effortless entertaining, the residence combines timeless mountain charm with thoughtful upgrades, ensuring peace of mind and modern convenience. Inside, soaring cathedral ceilings and a handsome stone fireplace anchor an open-concept living area that flows seamlessly into the dining and kitchen areas, making the home ideal for all kinds of gatherings. The kitchen is both functional and beautiful with granite countertops and a breakfast bar overlooking the great room - perfect for casual meals and conversations with family or guests. Each of the three bedrooms offers comfort and privacy, with the primary suite serving as a welcoming haven after a day of exploring the mountains. Outside, a screened porch with a wood-burning fireplace provides a cozy retreat on cool evenings, while the open-air deck is a perfect spot for enjoying sunny afternoons, dining alfresco, or stargazing under clear Carolina skies. The nearby gentle creek creates a soothing natural backdrop to the tranquil setting. Updates over the past 3 years include a new roof, an HVAC system, a water heater, and a washer/dryer, ensuring the home is ready for years of enjoyment. Just steps from the front door is the starting point for one of Bear Lake Reserve's many hiking trails, leading deeper into the natural beauty of the Blue Ridge Mountains. Ownership at Bear Lake Reserve offers an unparalleled lifestyle, including access to a Jack Nicklaus golf course, a state-of-the-art fitness center, a swimming pool, tennis and pickleball courts, and a marina. A vibrant calendar of community events provides opportunities to connect with neighbors and build lasting memories. From outdoor adventure and wellness to simply unwinding in a luxurious mountain setting, Bear Lake Reserve offers something for all tastes and interests. Discover a home that balances mountain serenity with resort-style living. Virtually staged photos are included to showcase the potential of the property.

Listed by Chris Duffy of Silver Creek Real Estate Group - H

$
$
%
$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

 "Based on information submitted to HCBOR as of September 8, 2026 11:43 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."