Western NC Homes with a Dock

Browse listings for homes with a dock in Western North Carolina. Register on our site to receive email updates when similar properties matching your criteria become available. You may also be interested in viewing lakefront homes.

NC Homes for Sale with a Dock

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

138 Indian Trace Lake Toxaway NC 28747

Lake Toxaway, NC138 Indian Trace

Price$10,250,000

Est. Mortgage: $/month

MLS Number 106456

  • Residential
  • Bedrooms 4
  • Bathroom 7
  • Acreage 1.12

One of Lake Toxaway and Western North Carolina's most magnificent legacy homes, this masterfully crafted 4BR, 5.5BA estate is situated on two prime lakefront point lots with 326 feet of lake frontage on fabled Lake Toxaway. Situated very close to the Lake Toxaway Country Club, Greystone Inn, Marina, and all amenities Lake Toxaway offers, this Old World Estate offers the finest appointments including extensive stone work, large, spacious rooms, three wood burning masonry fireplaces, chef's kitchen, expansive master suite with en-suite paneled library, gracious guest suites upstairs, bonus room with full bath over a two car garage, generator, golf cart garage, extensive outdoor entertaining spaces including a covered dining porch, firepit, large stationary dock, two stall boat house, and one of the most spectacular lake and mountain views in the mountains of North Carolina. This home is a rare opportunity and a must see.

Listed by Art Fisher of Fisher Realty Highlands

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1957 Cold Mountain Road Lake Toxaway NC 28747

MLS Number 1000938

  • Residential
  • Bedrooms 4
  • Bathroom 10
  • Acreage 3.32

Meticulously crafted 4 BR, 5.5 Ba custom home with level circular drive on a magnificent 3.32+/- acre site overlooking Lake Toxaway and Toxaway Mountain. Many custom features include a large great room with soaring ceilings and a large stone wood-burning fireplace. Well equipped chef's kitchen featuring Viking Oven/range, two dishwashers, large kitchen island for entertaining, elevator, extensive built-ins, attached garage/carport, expansive back covered porch and pavered cart path from the home to the lake, boathouse, and extensive docking make this home a legacy lake house in beautiful Lake Toxaway. This offering includes three parcels totaling 3.32 +/- acres.

Listed by Art Fisher of Fisher Realty Highlands

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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421 Easter Lane Cullowhee NC 28723

Cullowhee, NC421 Easter Lane

Price$6,650,000

Est. Mortgage: $/month

MLS Number 1001407

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 0.94

On the shores of Lake Glenville, Deer Run Cottage emerges as poetry written in timber and native stone, a love letter to the landscape that holds it. The main level unfolds with the kitchen, dining room, and living room merging against the backdrop of mountain and lake views. Through floor-to-ceiling windows, the lake becomes a piece of art that changes with every hour and every season. On the main floor, the primary bedroom with its fireplace-feels like sleeping inside a painting. Wake to water, sleep to stars, dream to the gentle percussion of waves finding the shore. Three distinct outdoor spaces grace the main level, each with its own personality. The covered porch whispers of long dinners and longer conversations. The open deck calls to sun worshippers and star gazers. The screened sleeping porch off the primary suite promises afternoon naps. The upper level holds two rooms: one with a queen bed and a bathroom with a clawfoot tub, and a bonus room with its window seat. The lower level bedrooms open like jewelry boxes onto the lakefront porch. Four bedrooms, two flex rooms, and five and half baths allow space for family and friends to gather or scatter as mood and moment demand. Numbers cannot capture the real equation: how a building becomes a feeling, how architecture becomes memory, how a cottage becomes the place dreams are made of. From the private dock, to the sandy beach, or separate stone steps to a wading rock perfect for children or dogs, cool summer afternoons come alive with the thrill of lake adventures. Whether you're paddling across the pristine waters, taking the boat out for a sunset cruise, or simply diving into the crystal-clear depths, Lake Glenville becomes your personal playground at this elevated paradise. Deer Run Cottage understands human nature: we need both connection and solitude, grandeur and intimacy, civilization and wilderness. Here, morning coffee tastes better, because gazing at the view has replaced screen time. Sleep comes easier because the water sings lullabies through open windows. In a world of manufactured experiences, Deer Run Cottage offers something increasingly rare: authenticity. Luxury that whispers rather than shouts, elegance that simply exists rather than poses, beauty that rewards attention rather than demands it. Some places you visit. Some places visit you back. Deer Run Cottage belongs to the latter. Come see for yourself! *Broker is relation to Seller*

Listed by Ben Love of Keller Williams Great Smokies

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$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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11 W Stone Pointe Lane Cullowhee NC 28723

Cullowhee, NC11 W Stone Pointe Lane

Price$5,995,000

Est. Mortgage: $/month

MLS Number 1000562

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 1.05

Experience an architectural masterpiece by Tim Greene with this exceptional property on Lake Glenville. Situated on a premier lot with breathtaking panoramic lake views, this home offers an unparalleled combination of thoughtful design, superior craftsmanship, and effortless living. From its 18-inch foundation walls to the massive beams and beautifully crafted stacked stone, both inside and outside, the residence is as enduring as it is stunning. Shiplap walls, wood ceilings, and hardwood floors throughout most of the home add timeless character. The open floor plan is designed for both daily living and entertaining. Expansive windows showcasing the lake bring sunlight into the spacious living, dining, and kitchen areas. The main-level primary suite features serene views and a beautifully appointed bathroom, while upstairs there are three private ensuite guest bedrooms, creating a welcoming haven for friends and family, plus abundant storage throughout the property. The outdoor areas are thoughtfully designed with expansive stone patios, green spaces, and a custom fire pit that invites gatherings and relaxation, while multiple screened porches - including one with a wood-burning fireplace - offer panoramic views and cozy nooks for quiet moments. The private dock provides easy access to activities on Lake Glenville. Start the day with coffee while enjoying long-range southerly views, watch waterfowl gliding across the lake, or paddleboard to a nearby waterfall. Cruise across the water to visit a bald eagle nest, or host guests for July 4th fireworks over the lake, creating unforgettable memories. Located in the gated enclave of Stone Pointe with just eight exclusive lakefront lots, this property delivers both privacy and a welcoming sense of community. Meticulously cared for and updated by the current owners, the move-in ready home offers a perfect space for lakeside living.

Listed by Chuck Self and Ray Trine of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1957 Cold Mountain Road Lake Toxaway NC 28747

MLS Number 1000926

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 0.68

Meticulously crafted 4 BR, 5.5 Ba custom home with level circular drive on magnificent site overlooking Lake Toxaway and Toxaway Mountain. Many custom features include a large great room with soaring ceilings and a large stone wood-burning fireplace. Well equipped chef's kitchen featuring Viking Oven/range, two dishwashers, large kitchen island for entertaining, elevator, extensive built-ins, attached garage/carport, expansive back covered porch and pavered cart path from the home to the lake, boathouse, and extensive docking make this home a legacy lake house in beautiful Lake Toxaway.

Listed by Art Fisher of Fisher Realty Highlands

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3668 West Club Boulevard Lake Toxaway NC 28747
Active With Contract

MLS Number 1000214

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 3.42

This architectural private retreat offers stunning lake views, unbeatable outdoor living and a short drive to LTCC. A lush lawn and patio create the perfect waterfront setting, while a brand-new seawall and dock provide safe and easy lake access. The two-bay boathouse is conveniently nestled in a private cove. A natural water feature flows from the top of the property down to the lake. Expansive decks capture breathtaking lake views, seamlessly connecting to the home's main living spaces. With over 4,600 sq. ft. on an oversized and additional lot totaling ~3.4 acres, this private retreat features two primary suites on the main level. Entertain effortlessly with a built-in wet bar, expansive deck views from the living, dining, and kitchen, and a spacious sunken family room. The interior walls are butternut paneling, a soft lightweight hardwood that's prized for its clean lines and classic appearance. This is lakeside living at its finest, with space to entertain, relax, and enjoy the beauty of the water.

Listed by Fulmer Freeman of Lake Toxaway Company

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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267 Hero Lane Glenville NC 28736

Glenville, NC267 Hero Lane

Price$4,300,000

Est. Mortgage: $/month

MLS Number 1001402

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 112

Opportunities like this don't come around every day! Owned by the same family for generations, now ready for the next chapter! Imagine living in a log cabin perched on a hill with breathtaking views of Lake Glenville, framed by the Blue Ridge Mountains. From this incredible vantage point, the home is nestled within approximately 112 acres of peaceful privacy. Designed for outdoor living, it features wraparound decking, a large grassy yard, and a patio with a fire pit. Relax on the deck and watch boats on the lake or gather with loved ones for cozy evenings by the fire. Inside, the traditional log cabin charm is highlighted by oversized windows that reveal the natural beauty of your surroundings. A stone fireplace adds warmth to the inviting great room. An upstairs loft and additional living space downstairs provide ample room to spread out and entertain guests. In addition to the exceptional views, the expansive property features pond and stream frontage. Direct access to Jenkins Lake is the perfect spot to add a dock for fishing or simply as a launching pad for your pups to enjoy the cool, refreshing water. For those looking to build a custom creation, this home is a great starting point for constructing a dream home on the property, with an excellent, flat building site located just above the house. The site is just one of many on the property, offering privacy, a usable yard, and breathtaking long-range views of the mountains and lake. Located just minutes from downtown Cashiers, this large tract of land offers endless possibilities. Whether creating a family compound, exploring development opportunities with potential homesites providing stunning views, or enjoying it as a private mountain retreat, the property delivers unmatched versatility. And with a successful vacation rental history, the home provides an immediate opportunity. It is a haven for outdoor enthusiasts, complete with hiking and UTV trails within the private property, easy access to Lake Glenville, and the cozy town of Cashiers. The home has two boat slips at Cedar Point that are not included but could be purchased. The possibilities of this property are truly limitless!

Listed by Kathryn Nicholson of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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541 Summer Hill Road Cullowhee NC 28723

Cullowhee, NC541 Summer Hill Road

Price$4,250,000

Est. Mortgage: $/month

MLS Number 1000461

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 6.35

Nestled in the prestigious Summer Hill community overlooking the serene waters of Lake Glenville, this custom-built residence epitomizes refined mountain living. Set on two expansive lots to ensure privacy, the home offers breathtaking 180-degree views of the shimmering lake and majestic surrounding mountains from nearly every room. Beautiful vistas for as far as you can see. Enjoy boating, a day at the beach with private docks and sand, or fishing in the clear, fresh waters of Lake Glenville. The great room serves as the heart of the home, featuring soaring vaulted ceilings and a grand stone fireplace that frames the panoramic vistas. Adjacent, the gourmet kitchen is a chef's dream, equipped with a gas range, central island, and premium French-door refrigerator, all complemented by rich cabinetry and elegant countertops. The main-level primary suite provides a tranquil retreat with a screened sleeping porch ideal for enjoying the cool mountain evenings. The ensuite bath boasts a steam shower, jetted soaking tub, dual vanities with ample storage, and heated flooring for ultimate comfort. Designed for seamless indoor-outdoor living, the home features multiple screened porches and expansive open decks, perfect for savoring the crisp mountain air and captivating lake views throughout the seasons. The lower-level deck is an entertainer's delight, hosting a welcoming hot tub and an outdoor fireplace for gatherings under the stars. The residence's lower level caters to guests and entertainment, offering three spacious guest suites, a generous family room with a dedicated game area, a convenient kitchenette, and a private office. An impressive home theater with plush seating and state-of-the-art surround sound promises exceptional cinematic experiences. Starting with the drive through this well-maintained community and continuing up the private 300-foot entrance, you will know you have arrived at a very special home. Since the last ownership, extensive landscaping and many improvements have made this one of the most complete homes available inside and out. Residents of Summer Hill enjoy deeded lake access, a community dock, a charming outdoor pavilion, and gated security. Recent upgrades to the home include a Cummins generator, lush landscaping, and modern railings, enhancing both functionality and aesthetic appeal. Embrace a serenity, elegance, and natural beauty lifestyle in one of Lake Glenville's most coveted communities.

Listed by Jochen Lucke of Silver Creek Real Estate Group,Inc.

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$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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18 Buck Knob Island Glenville NC 28723

Glenville, NC18 Buck Knob Island

Price$3,995,000

Est. Mortgage: $/month

MLS Number 1001039

  • Residential
  • Bedrooms 6
  • Bathroom 8
  • Acreage 2.77

A once-in-a-lifetime opportunity to own a private family retreat on one of the most unique islands in the Southeast, on the highest elevation lake east of the Mississippi, this exclusive sanctuary offers an unparalleled blend of luxury, seclusion, and convenience. Buck Knob Island features an on-site island curator dedicated to assisting with every resident's need-from shuttling guests and receiving deliveries to launching your boat and ensuring seamless enjoyment of your property. Your journey begins at the mainland community common area, where you'll find your choice of three covered parking spaces. From there, take a short boat ride across to your private dock and ascend to your personal island estate. The main residence is a custom-designed home featuring 4 spacious bedrooms, 4 full bathrooms, and 2 half baths. A charming 2-bedroom, 1.5-bath guest cottage provides additional accommodations for extended family. Inside the main home, exquisite craftsmanship is immediately evident. Vaulted ceilings, rich wood flooring, and extensive custom woodwork set a warm, inviting tone. The light-filled great room boasts floor-to-ceiling windows, a stunning stacked-stone wood-burning fireplace, and a stylish wet bar. The chef's kitchen offers generous space for preparing memorable meals and opens into a comfortable dining area and an additional sitting area with a second fireplace. A private office and a large laundry room are located just beyond. Also on the main level is a luxurious, resort-style primary suite featuring a spa-like bath and dual walk-in closets. Upstairs, a spacious loft separates two guest bedrooms, each with its own full bath. The expansive lower level is made for entertaining, with a secondary kitchen/wet bar, pool table area, media room with fireplace, and game space with dart board and card table. An additional bedroom with a full bath is also located on this level. Both levels of the home open to generous deck space, with the main-level deck featuring yet another wood-burning fireplace. The estate includes an adjacent lot to the left, offering additional privacy or space for future development. A contiguous lakefront lot is also included, providing the opportunity to build a lakefront home. With its unmatched Location and privacy, Buck Knob Island is just minutes from downtown Cashiers and the renowned Happs Restaurant. You truly can have it all: seclusion, luxury, and convenience. VIDEO TOUR from car to house https://youtu.be/cQ_ph8Vp6-U

Listed by Rob Whitney of Cashiers Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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43 Chimney Point Lake Toxaway NC 28747

Lake Toxaway, NC43 Chimney Point

Price$3,995,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1001303

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.97

Absolutely one of Lake Toxaway's finest lakefront settings, this celebrated home is situated on a large, flat, private lakefront site on Chimney Point with a stunning view of fabled Lake Toxaway and Toxaway Mountain. This 3BR/3BA home features two bedrooms and bathrooms on the main floor, vaulted ceilings, large stone fireplace, granite countertops, large covered porch with outstanding view, boathouse, large boat dock, and expansive flat back yard with deep water access. This park like setting features beautiful trees, azaleas, circular driveway, two car garage, hot tub overlooking Lake Toxaway, and one of the most remarkable settings on the entire lake.

Listed by Art Fisher of Fisher Realty Highlands

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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145 Island Point Road Lake Toxaway NC 28747

Lake Toxaway, NC145 Island Point Road

Price$3,700,000

Est. Mortgage: $/month

MLS Number 1000905

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.24

Located in a tranquil cove on Island Point Road, this three bedroom, three bath lakefront home offers the perfect mountain retreat. Situated on a combined double lot totaling 1.24 acres, the property features over 150 feet of shoreline and a private dock ideal for kayaking, paddleboarding, swimming, or simply enjoying the water. A large covered porch offers a peaceful setting with views of the gently sloping yard, providing ample space for outdoor recreation. Offered furnished with few exceptions, this remarkable property is an ideal turnkey getaway.

Listed by William D. Heinitsh of Lake Toxaway Company

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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5 N Ridgeline Road Cullowhee NC 28723

Cullowhee, NC5 N Ridgeline Road

Price$3,700,000

Est. Mortgage: $/month

MLS Number 1000923

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 1.08

New home breaking ground soon in the boutique Tocami community on Lake Glenville, NC! This custom-designed lake retreat offers the rare opportunity to own new construction with luxury perks. This 4-bedroom, 4.5-bathroom home is designed by renowned architect Greg Busch and built by the highly regarded Pradera Group, well-known for their high-end homes and quality construction. The thoughtful floor plan offers two bedroom suites on the main level, including the spacious primary suite with a walk-in closet, glass-enclosed shower, and freestanding soaking tub. Open-concept and ready for anything, the living area features tall ceilings, large dining area, stone fireplace, and expansive windows that bring in all natural light. The gourmet kitchen will have premium appliances, custom cabinetry, and a large island, ideal for entertaining. Upstairs, a bonus common space connects two more guest suites, creating a private upper-level retreat. Outdoor living is just as inviting with a covered screened porch and stone fireplace that make this space perfect for year-round enjoyment, plus a terrace for actually seeing shooting stars! With construction set to begin soon, there's limited time for your interior finish selections, you'll want to make this home your own. Now let's learn more about the Tocami community - Tocami isn't just a place to stay - it's a place to play, explore, and unwind. This intimate, luxury lakefront community offers a rare chance to experience lakeside living like never before. Each homesite includes a deeded boat slip on the lake, with community perks like pickleball, hatchet throwing, trails, a vintage barn for gatherings, and future plans for a lakeside clubhouse by the docks. Tocami is also the only community where you receive a pre-paid membership to GlenCove by Old Edwards (annual dues not included), giving you access to a 12-hole par 3 golf course, trout ponds, wellness center, community gardens, sports courts, a pool with splash pad, and the action-packed Entertainment Barn with dining and more. This is lakeside living with a playful spirit and resort-style amenities, all just minutes from downtown Cashiers, NC. Your adventures start here!

Listed by Kati Miller and Ali Moody of Caliber Fine Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.72% last updated on Jul 10, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of July 14, 2025 11:43 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."