Western NC Homes Under $500K

Browse listings for homes priced at $500,000 or lower in Western North Carolina. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale Under $500K

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

108 Mac Lake Road Glenville NC 28736

Glenville, NC108 Mac Lake Road

Price$499,000

Est. Mortgage: $/month

MLS Number 1001650

  • Residential
  • Bedrooms 2
  • Bathroom 3
  • Acreage 0.6

This charming 2-bedroom, 2.5-bath cottage enjoys a beautiful view of Lake Glenville from its desirable east side location, offering convenient access to town. The inviting great room features a stone fireplace and an open floor plan, perfect for gathering with family and friends. A spacious loft with its own half bath provides additional living or guest space, while the two main bedrooms are thoughtfully located on the main level. The expansive deck is ideal for relaxing or entertaining, showcasing sweeping views of the lake and surrounding mountains. An attached 2-car carport adds everyday convenience. Move right in and start enjoying lake life, or add your personal touches to make it uniquely yours.

Listed by Cathy Garren of Highlands Sotheby's International Realty - DT

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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865 Wilson Road Highlands NC 28741

Highlands, NC865 Wilson Road

Price$499,000

Est. Mortgage: $/month

MLS Number 1001781

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.74

Prime Location Meets Endless Potential! Just a short stroll from the vibrant heart of town, this property places you steps away from upscale dining, boutique shopping, and the serene beauty of Harris Lake. Enjoy partial views of the picturesque Sunset Rock, all while savoring the privacy and space of a generously sized lot. This rare offering presents the perfect canvas to create your dream home in one of the area's most sought-after locations.

Listed by Christal Green of Elite Mountain Realty,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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140 Hangin Dog Lane Lake Toxaway NC 28747

Lake Toxaway, NC140 Hangin Dog Lane

Price$499,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1001745

  • Residential
  • Bedrooms 5
  • Bathroom 5
  • Acreage 3.46

TWO HOMES on over 3 acres of peaceful mountain paradise! This incredible property offers a rare opportunity to live surrounded by nature, with lush greenery, year-round mountain views, and a serene creek running through. The main home features an open floor plan, covered porch perfect for firefly watching, attached carport, two detached workshop/garages, and a shed for all your storage or gardening needs. The 1,091SQFT second home is full of potential with 2 bedrooms, 1 bathroom, kitchen, and living room -use it as a guest house, long-term rental, or Airbnb! With plenty of woods for privacy, room for a huge garden, and space to explore and play, this property is perfect for those seeking a peaceful lifestyle with room to roam. An absolute must-see!

Listed by Susan Campbell of Petit Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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46 Quail Hollow Drive Sylva NC 28779

Sylva, NC46 Quail Hollow Drive

Price$495,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1002026

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 2.42

Nestled in the peaceful Greens Creek area just minutes from Sylva and Dillsboro, 46 Quail Hollow Drive combines comfort, privacy, and mountain beauty in one inviting package. The home is offered with the adjoining Lot 23, securing the long-range view corridor and creating space for a future guest cottage, garden, or outdoor retreat. Step inside to an open main level filled with natural light. The kitchen, dining, and living areas flow easily together, perfect for gathering with family or friends. From the expansive deck, take in sweeping mountain views that shift with every season. Downstairs, a fully finished lower level offers a relaxed entertainment space with a TV lounge and billiards area, along with flexible bonus rooms that can be used for a home office, or creative pursuits. Two attached storage buildings that could be used as a workshop provide thoughtful functionality for mountain living, giving you room for tools, outdoor gear, and hobbies. As the last home on the road, the property enjoys exceptional privacy while remaining remarkably convenient to hiking, fishing, dining, and Western Carolina University. Its proven short-term rental history and exceptional guest reviews praising the home's comfort, cleanliness, and mountain charm underscore both its livability and investment potential. Whether you envision it as your private mountain getaway, an income-producing retreat, or a blend of both, 46 Quail Hollow Drive offers an exceptional opportunity to own a thoughtfully maintained property where lifestyle and value come together.

Listed by Jonathan Hough of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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103 Southshore Drive Tuckasegee NC 28783

MLS Number 1000309

  • Residential
  • Bedrooms 2

Experience breathtaking lake views in this beautiful condo, nestled within the stunning Bear Lake Reserve community. Located just a short distance from the Lake Club, this lower-level condo offers unrivaled views of the lake. Once going down the condominium stairs, you will enter the condo with the spacious living room and kitchen feature hardwood floors and an open-concept design, perfect for entertaining. As the gas logs flicker and the sun sets over the lake, you'll enjoy the perfect atmosphere. The primary bedroom also offers spectacular lake views and features a private door leading to your own balcony. Bear Lake Reserve is a haven for outdoor enthusiasts, with activities for everyone-from hiking trails and pools to a fitness center, tennis/pickleball courts, golf, and much more! There is a $40,000 initiation fee, $50 set up fee and a quarter of 1% club contribution fee for Bear Lake Reserve

Listed by April Bryant of BLR Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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233 Strawberry Hill Road Cullowhee NC 28723

MLS Number 1001009

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 1.12

This sweet, updated cottage is located just across the road from picturesque Lake Glenville, nestled in the well-established community of Strawberry Hill. From its expansive wraparound decks, you'll enjoy stunning mountain views that make every day feel like a retreat. Perfect as a lock-and-leave property, this home offers ease and peace of mind, whether you're coming for a weekend getaway or settling in for a longer stay. Inside, the interiors are light-filled and cheerful, with abundant windows and an open floor plan that invites effortless entertaining. Thoughtfully maintained, the home features numerous recent upgrades and updates throughout. With two bedrooms and two bathrooms, plus a charming bonus room, it's ideally suited as a vacation getaway or a comfortable year-round residence. Conveniently close to Lake Glenville's recreational opportunities and just minutes from the vibrant village of Cashiers, you'll have easy access to shopping, dining, and local events, making this cottage a true mountain gem.

Listed by Merry Soellner of Cashiers Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1396 W Christy Trail Sapphire NC 28774

Sapphire, NC1396 W Christy Trail

Price$489,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1001741

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.03

Beautiful mountain home in the desirable Holly Forest neighborhood, part of the Sapphire Valley Resort with access to fantastic amenities. This private, wooded lot is surrounded by mountain laurel and rhododendron and features a peaceful creek and a lovely view. Stone steps lead to a rocking chair front porch and into a warm, inviting home. Inside, the living room showcases vaulted ceilings, a skylight, hardwood floors, and a stone gas fireplace. The main level primary suite includes an ensuite bath and sliding door to a spacious back deck. The lower level offers a second living area, two bedrooms, and a full bath, one with its own ensuite and patio access, perfect for guests. A relaxing retreat with both indoor comfort and outdoor charm.

Listed by Susan Campbell of Petit Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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224 Concord Lane Tuckasegee NC 28783

Tuckasegee, NC224 Concord Lane

Price$479,900

Est. Mortgage: $/month

MLS Number 1000693

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.24

Are you the mountain lover that does not want typical log cabin? Come see this more traditional style home nestled in the forest just minutes from 4 smaller lakes, called the 4 Hidden Gems! Enjoy the serenity of the forest with birds chirping, feel the breeze, and become one with nature on the wrap-around porches. Newly renovated kitchen with upgraded appliances, center pre-distressed Butcher Block island and breakfast nook with Bay window, large living area, and traditional dining room. Large primary ensuite and other bedrooms upstairs, perfect for the growing family. Downstairs are the original hardwood floors, upstairs, floors were replaced with LVP. Enjoy the wrap-around covered porch with built-in gazebo. A beautiful fire pit with a FLAT yard for entertaining or for the kids to play. Restaurants, breweries, shopping, and much more in either direction to Cashiers or Sylva. Don't miss this opportunity to live in complete privacy in the NC Mountains!

Listed by Bernie Gilchrist of Sundog Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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165 Eagles Ridge Road Sylva NC 28779

Sylva, NC165 Eagles Ridge Road

Price$479,900

Est. Mortgage: $/month

MLS Number 1001918

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 1.69

Discover easy mountain living in this beautifully maintained 3BR/2BA home just minutes from downtown Sylva and Dillsboro. Offering true main-level living, the open layout features vaulted ceilings in the living room, an updated kitchen perfect for entertaining, and spacious bedrooms for comfort and convenience. The kitchen includes a gas oven/range, while a gas tankless water heater ensures endless hot water. Enjoy the outdoors with a fenced dog yard, a gorgeous covered deck (replaced 2 years ago), and inviting outdoor spaces ideal for gatherings or quiet evenings. A two-car garage that is propane-heated and adds year-round functionality and generous storage. With its prime location close to shopping, dining, and all the amenities of WNC, this home combines comfort, style, and convenience in one perfect package. The Grill on the porch is plumbed for gas as well. Generator in place.

Listed by Rashaune Delacruz of Vignette Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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125 Outpost Trail Glenville NC 28736

Glenville, NC125 Outpost Trail

Price$475,000

Est. Mortgage: $/month

MLS Number 106440

  • Residential
  • Bedrooms 1
  • Bathroom 1
  • Acreage 0.68

Nestled in the desirable Nature's Walk section of Chinquapin, this turnkey furnished home offers a seamless blend of comfort and mountain elegance. Just 1/10th of a mile from the cottage are two exceptional, fenced-in pickleball courts, complete with high-quality playing surfaces as well as tables and chairs for spectators, adding to the community's appeal. The home, thoughtfully designed to maximize space, features high ceilings and a stunning stone fireplace that creates a warm and inviting atmosphere. The large, screened deck provides the perfect spot to relax and take in the serene mountain views. With fiber optic internet and a golf cart included, staying connected in this tranquil retreat is effortless. With a solid short-term rental history, the home can earn revenue when not in use by the owner. Tucked away atop one of the highest points of the Highlands-Cashiers Plateau, Chinquapin is an amenity-rich community that provides the ultimate mountain lifestyle while maintaining a reverence for the natural landscape. Nearly one-third of its 2,000 acres are kept in a conservation easement, preserving its stunning environment while providing unparalleled access to outdoor activities such as hiking, fishing, and canoeing, and even UTV and equestrian trails. Residents can take advantage of modern conveniences, including a fitness room, pickleball courts, a driving range, and a clubhouse, ensuring a truly engaging experience in this peaceful mountain setting. Beyond its breathtaking landscapes, Chinquapin features elegant, custom mountain homes designed with contemporary, upscale style, creating the perfect retreat. In addition to its peaceful location, the community is just minutes from the attractions of nearby Cashiers, where world-class dining, art, shopping, and music await. Chinquapin offers an unmatched opportunity to enjoy the best of mountain living, combining outdoor adventure with sophisticated comfort.

Listed by Laurin Evans of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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11 Clearview Lane Highlands NC 28741

Highlands, NC11 Clearview Lane

Price$475,000

Est. Mortgage: $/month

MLS Number 1001284

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.28

Tucked among the trees and less than 10 minutes from downtown Highlands, this versatile two-level home offers a rare combination of space, privacy, and potential, with no short-term rental restrictions. Whether you're looking for a full-time residence, mountain getaway, or income-producing property, this one checks all the boxes. The main living area features vaulted ceilings, a cozy fireplace, beautiful wood flooring, and access to a spacious back porch that is partially covered, complete with an outdoor shower and a rustic bar setup, perfect for entertaining. This 2 bedroom home also offers 2 bonus rooms ideal for overflow guests, office space, etc. Other features include a second living area and an additional flex space, offering plenty of room for everyone to spread out. The lower level could easily be converted into a separate unit with the addition of a kitchen, creating even more value and flexibility. A generous carport accommodates up to four vehicles, making it convenient for guests or multiple residents. Priced under $500K, this home presents an incredible opportunity for a variety of buyers.

Listed by Mary Abranyi of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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150 Lauren Lane Franklin NC 28734

Franklin, NC150 Lauren Lane

Price$475,000

Est. Mortgage: $/month

MLS Number 1001408

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.53

Charming and versatile 3BR/3BA mountain home on a paved road just minutes from town with easy year-round access. Enjoy main level living with an updated kitchen featuring granite countertops, a welcoming dining area, and a cozy living room with a stunning stone gas fireplace. Step out onto the expansive deck with outdoor kitchen-perfect for evening gatherings and mountain views. The main-level primary bedroom offers comfort and convenience. Upstairs you'll find two additional bedrooms, a shared bath, and extra storage. The finished lower level includes a full bath, garage, and a private living space with both interior access and its own exterior entrance-ideal for guests, in-laws, or a home office. Lower patio and storage shed complete this mountain retreat!

Listed by Rashaune Delacruz of Vignette Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.24% last updated on Nov 13, 2025
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of November 15, 2025 6:43 AM EST. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."