Western NC Homes Under $500K

MLS Number 1003024

• Residential
• Bedrooms 3
• Bathroom 2
• Acreage 0.56

Come experience life in the WNC mountains that offers a one-of-a-kind destination experience, known as Bear Lake Reserve. Its a 2100 Acres Gated Mountain Lake Resort, it's like being in your own National Park. Enjoy the cozy 3/2 split bedroom open floor plan with stone fireplace, hardwoods, solid surface countertops and outdoor screened deck with stone fireplace to enjoy nature and the sounds of the bold creeks near by. Mill Pond Fishing Pavillion with stocked trout ponds and the Performance Lawn/Amphitheatre is just out your front door along with hiking trails near by. Can you see yourself laying out at a pool, lakeside? The amenities overlooks Bear Creek Lake, relax in one of two hot tubs or saunas, swim at the beach or sit out on the extensive balcony of the clubhouse taking in the views of Bear Creek Lake while enjoying your favorite beverage or chef prepared meal, all available for your relaxation! You don't want to miss the concerts or one of the most incredible fireworks displays in the country on the 4th of July, just a few steps away from your cottage, in fact you can sit on your back deck and watch. Bear Lake is calling your name! Answer it!

Listed by Bernie Gilchrist of Sundog Realty

MLS Number 1003102

• Residential
• Bedrooms 2
• Bathroom 1
• Acreage 1.05

Sky High Cottage presents a unique opportunity to enjoy mountain living from a peaceful, elevated setting at approximately 4,100 feet above sea level - higher than Main Street in Highlands. Tucked at the end of the road, this private retreat offers a true sense of escape while remaining just minutes from town. Surrounded by mature, native landscaping - rhododendron, weeping cherry, and blooming hydrangeas - the home blends seamlessly into its natural surroundings, with Scaly Mountain providing a beautiful backdrop. Protected National Forest land borders the property, and a Forest Service road just beyond the driveway leads directly to the Bartram Trail, offering effortless access to hiking and outdoor adventure. And yet, it remains conveniently connected to the local community - only about 15 minutes to Highlands and 30 minutes to Clayton. Outdoor living is a standout feature, with both covered and open decks designed to take full advantage of the cool mountain air and treetop views. A charming stone patio below creates an inviting space for gathering, relaxing, or enjoying quiet evenings in nature. Inside, the home is warm and inviting, centered around a Malm gas fireplace (with the option to convert to wood-burning) in the main living area. The layout flows comfortably between the living, kitchen, and dining spaces, making it ideal for both everyday living and casual entertaining. Two spacious bedrooms share a well-sized bathroom, and the metal roof adds to the cozy mountain ambiance - especially during a passing rain. Practical upgrades such as HardiePlank-style siding, an encapsulated crawl space, and a tankless water heater provide low-maintenance, efficient living. The property also offers flexibility for future expansion or customization, giving the next owner the opportunity to enhance and grow the home over time. Offered furnished, the cottage is ready for immediate enjoyment. With its privacy, elevation, and direct access to outdoor recreation, it also offers excellent potential as a short-term or seasonal rental investment.

Listed by Cassie Neal of Silver Creek Real Estate Group,Inc.

MLS Number 1002430

• Residential
• Bedrooms 2
• Bathroom 2
• Acreage 0.5

Discover your mountain retreat in the desirable Sapphire Valley community. This well-constructed steel framed home has two bedrooms, two bathrooms with an additional bonus room/office and ample storage. The home offers comfortable living with two cozy fireplaces creating perfect ambiance. The finished lower level provides additional living space, guest room, and full bathroom for hosting guests or relaxation. Practical amenities include a full-home generator, as well as, a one-car garage and attached carport for convenient parking. Enjoy the cool, crisp mountain air on the large covered deck off the main living area or on the walkout patio on the lower level. The Sapphire Masters Association amenities include a fitness center, indoor and outdoor pools, tennis and pickle-ball courts, playground, and dog park, plus access to beautiful Lake Fairfield. Nature lovers can explore numerous waterfalls in teh beautiful North Carolina mountain and nearby Gorges State Park. Whether looking for your personal mountain getaway or potential investment property, this home is ready for its next owner today!

Listed by Maggie Elmer of Cashiers Valley Real Estate LLC

MLS Number 1003448

• Residential
• Bedrooms 2
• Bathroom 2
• Acreage 10.47

10.47 Acres | Long-Range Wayah Bald Views | Just 5 Minutes to Downtown Franklin A rare opportunity to own more than 10 acres of mountain property with sweeping long-range views, exceptional privacy, and remarkable convenience to downtown Franklin. Whether envisioned as a private mountain retreat, family compound, investment property, or a place to explore future additional dwellings or guest accommodations, this property offers flexibility that is increasingly difficult to find. A charming 2-bedroom, 2-bath mountain home is already in place, designed to take full advantage of its setting. Expansive wraparound porches provide multiple spaces for outdoor living while framing beautiful views toward Wayah Bald. Inside, the open-concept living, dining, and kitchen area features 10-foot ceilings, hardwood floors, a wood-burning stone fireplace, and Andersen sliding glass doors that seamlessly connect the interior to the surrounding landscape. The kitchen offers Corian countertops, a work island with a cooktop, and a breakfast bar. The main-level primary bedroom enjoys its own private porch, while the lower level provides a spacious second bedroom with a full bath and separate entrance, ideal for guests or added privacy. A large basement workshop, generous storage, small barn, and terraced grounds add even more versatility. With 10.47 acres, long-range mountain views, an existing residence, usable outdoor spaces, and downtown Franklin only minutes away, the value here extends well beyond the home itself. Enjoy the property as it is today or explore its possibilities for the future.

Listed by Craig Berry and Vanessa Moore of Highlands Sotheby's International Realty - DT

MLS Number 1003667

• Residential
• Bedrooms 2
• Bathroom 2
• Acreage 0.2

A rare, unrestricted opportunity! With no HOA or rental restrictions, this property offers the freedom to use it exactly as you wish, including as a high-performing vacation rental. Just five miles from the Cashiers Crossroads and minutes from Lake Glenville, it's ideally positioned to capture strong nightly rates and year-round demand in one of the Plateau's most sought-after markets. A lot of BANG for the BUCK! Behind a private gated entrance and at the end of a winding gravel road lies a mountain retreat that blends timeless mid-century design with modern comfort. This one-level home offers exceptional privacy, character, and value. Inside, soaring beamed ceilings, expansive walls of glass, rich hardwood floors, custom built-ins, and a stunning stone fireplace create warm, inviting spaces filled with natural light. The generous great room flows into an impressive chef's kitchen featuring custom wood cabinetry, stone countertops, stainless steel appliances, and a butler's pantry designed for entertaining. One of the home's greatest strengths is its scale. The expansive living room, oversized kitchen, and luxurious primary suite deliver proportions rarely found at this price point, allowing this home to comfortably compete with properties priced at twice as much. The spa-inspired primary bath is a true retreat, complete with dual vanities, a freestanding soaking tub, an oversized tiled shower, and a walk-in closet. Entertaining continues outdoors on the covered deck, where a wood-burning fireplace creates the perfect setting for cool mountain evenings. Guests will appreciate a private bedroom that opens directly onto its own covered deck overlooking the forest. The home has also benefited from recent improvements, including a new roof in 2021 and all-new siding and gutters in 2022, allowing the next owner to move in with confidence while adding their own personal touches. The current owners have also connected the upper and lower levels, creating exciting possibilities for future expansion, additional living space, or a customized floor plan to suit your lifestyle. Completing the property are a newly constructed two-car carport, a spacious workshop beneath the home, and ample parking for family and guests. Offering remarkable quality, generous room sizes, and exceptional value in one of the Plateau's most desirable locations, this is a home that lives well beyond its price point and delivers the mountain lifestyle buyers dream of.

Listed by Daniel Doughty of EXP Realty LLC

MLS Number 1002514

• Residential
• Bedrooms 3
• Bathroom 1
• Acreage 0.41

Built in 1966 on the original caretaker's lot, this enchanting 3-bedroom, 1 bath hidden artist's haven is nestled in the peaceful Cold Springs community, just 4 miles from the charm of Main Street, Highlands and offers the perfect blend of inspiration and tranquility. Step inside to find refinished, narrow-planked hardwood floors that glow with warmth, setting the tone for a home that invites creativity, reflection, and escape. You will find a beautifully renovated kitchen with granite counter tops, modern tile back splash and new cabinets. In 2020, all the kitchen appliances were replaced with stainless steel refrigerator, dishwasher, microwave, and electric stove and there's a washer and dryer in a separate laundry/storage room. In 2002, lifetime vinyl windows were installed, inviting the mountain light to pour in while keeping the elements at bay. And a full bathroom remodel was done in 2020 with a granite countertop sink, vanity, shower/bath with frameless glass sliding doors, and tile flooring. The two car garage is spacious and is wired for 220 voltage, enough power for an artist's studio or workshop. Enhancing the feel of quiet enchantment are the tall rhododendrons that offer seclusion and privacy, and a pollinating garden landscaped along the fence that frames the yard. Whether you're sipping coffee as the morning mist rises or watching horses run in the fenced pasture across the way, this sanctuary is ideal for painters, writers, and dreamers alike. Recently installed fiber optic internet, and a Generac generator ready for any season, this mountain retreat offers both serenity and reliability. The home is in a desired area of Highlands and is ideal as a vacation rental, investment opportunity, or first home. It is nestled behind a lush wall of Rhododendron making for private, peaceful sanctuary and the level, circular driveway makes for easy access, year-round. Over the years, this home has been well-maintained. The well pump was replaced in 2005 on the shared well, as well as the LP gas furnace in 2009, ensuring warmth through crisp mountain winters. The home's solid metal roof was installed, and the interior was painted in 2014. The exterior was painted along with the installation of oversized gutters and guards to protect the home through all seasons in 2018. And the hot water heater was just replaced to ensure comfort well into the future.

Listed by Merritt Shaw of Mountain Life Real Estate,LLC

MLS Number 1003029

• Residential
• Bedrooms 2
• Bathroom 2
• Acreage 2

Tucked away on a peaceful 2-acre parcel in the heart of Western NC, 97 Archer Drive captures the essence of classic mountain living. This charming 2-bedroom, 2-bath cottage offers the perfect blend of privacy, character, and natural beauty-ideal as a personal retreat or a short-term rental. A gentle creek borders the property, creating a soothing backdrop for mornings on the porch and cool mountain evenings under the stars. Surrounded by mature trees and native landscape, the setting feels both secluded and inviting. Inside, the home exudes warmth and authenticity, with beautifully aged, patinaed knotty pine walls that tell the story of a true mountain getaway. The cozy living spaces are filled with rustic charm, offering a timeless atmosphere that's increasingly hard to find. Whether you're looking for a quiet escape or a basecamp for exploring the mountains, this quintessential cottage delivers. This home has been completely remodeled over the last few years and meticulously cared for. Just a short 12 minute drive to Cashiers. 10 minutes to the Lake Glenville public landing. POSSIBLE 100% FINANCING WITH SOME LENDERS FOR A FULL TIME RESIDENCY.

Listed by Philip Bradley of Cashiers Valley Real Estate LLC

MLS Number 1003427

• Residential
• Bedrooms 2
• Bathroom 2
• Acreage 1.12

This sweet, updated cottage is located just across the road from picturesque Lake Glenville, nestled in the well-established community of Strawberry Hill. From its expansive wraparound decks, you'll enjoy stunning mountain views that make every day feel like a retreat. Perfect as a lock-and-leave property, this home offers ease and peace of mind, whether you're coming for a weekend getaway or settling in for a longer stay. Inside, the interiors are light-filled and cheerful, with abundant windows and an open floor plan that invites effortless entertaining. Thoughtfully maintained, the home features numerous recent upgrades and updates throughout. With two bedrooms and two bathrooms, plus a charming bonus room, it's ideally suited as a vacation getaway or a comfortable year-round residence. Conveniently close to Lake Glenville's recreational opportunities and just minutes from the vibrant village of Cashiers, you'll have easy access to shopping, dining, and local events, making this cottage a true mountain gem.

Listed by Merry Soellner of Cashiers Sotheby's International Realty

MLS Number 1003776

• Residential
• Bedrooms 3
• Bathroom 3
• Acreage 2.2

Private natural estate at the end of the road. Named for the impressive natural rock ledge that graces the property, Rockledge is a peaceful mountain retreat where privacy, nature, and comfort come together on 2.22 beautifully wooded acres. Tucked away at the end of a paved road, this charming 3-bedroom, 3-bath home offers the serenity you've been searching for. The open-concept great room and kitchen are anchored by a warm stone fireplace, while expansive glass doors invite the outdoors in, opening from the great room and every bedroom onto spacious wraparound covered decks on two levels. Whether enjoying your morning coffee, entertaining friends, or simply listening to the sounds of nature, every space is designed to embrace the mountain setting. Surrounded by native forests with minimal lawn maintenance, you'll spend less time working and more time enjoying the outdoors. Just bring a leaf blower, and you're ready to relax. Adventure awaits just beyond your doorstep. Some of the area's finest hiking trails, scenic cycling routes, trout streams, and rivers in both North Carolina and Georgia are located less than a mile away. Golf enthusiasts will appreciate Sky Valley Resort, just two miles from the property. Nearby Scaly Mountain offers everyday conveniences, post office, and a modern fire department with a complimentary fitness facility for local property owners. Outdoor recreation abounds with year-round tubing, zip-lining, and the exhilarating mountain coaster known as The Screamer. Only seven miles from charming downtown Highlands, you'll enjoy easy access to award winning restaurants, boutique shopping, galleries, and the vibrant mountain lifestyle that has made Highlands one of the Southeast's most desirable destinations. Rockledge is more than a home-it's a place to slow down, breathe deeply, and experience the quiet beauty of the Blue Ridge Mountains while remaining close to every adventure and amenity the Highlands Plateau has to offer.

Listed by Cyrus Timmons of Pat Allen Realty Group

MLS Number 1003919

• Residential
• Bedrooms 2
• Bathroom 3
• Acreage 0.84

Escape to this charming cottage, located just minutes from Cashiers. The layout features 2 bedrooms, 3 full baths, and a versatile bonus room ideal for guests, home office or play area. A cozy wood-burning fireplace serves as the centerpiece in the great room. The exterior boasts a spacious open deck featuring a serene pond view, great for entertaining or relaxing. This wraps around to a covered deck on the back side of the home, perfect for your morning coffee or reading a book while taking in the sound of the forest birds. Additionally, a lower deck sits directly over a babbling stream, creating a peaceful and unique waterside escape. Experience the perfect blend of comfort and tranquility in this delightful mountain retreat!

Listed by Coleen Gottloeb and Maggie Elmer of Cashiers Valley Real Estate LLC

MLS Number 1004005

• Residential
• Bedrooms 3
• Bathroom 2
• Acreage 1.82

Just minutes from WCU, offering a convenient location for work, school, and year round living, this inviting brick ranch offers the perfect blend of comfort, charm, and privacy. Situated on 1.82 acres in a well-established community with paved access, The home features 3 bedrooms and 2 bathrooms, highlighted by hardwood flooring and a recently refreshed kitchen that offers modern updates while maintaining a warm, welcoming feel. The bathrooms have also been tastefully updated, adding to the home's move-in-ready appeal. Step outside to enjoy spacious decks that overlook established landscaping, bursting with perennial flowers and natural beauty. Gardening enthusiasts will appreciate the raised beds, ready for your seasonal planting. The yard provides plenty of room to relax, explore, or expand your outdoor living vision. A full unfinished basement offers excellent potential for additional living space, a workshop, or abundant storage. This home comes with a 2 car attached garage. Whether you're looking for a family home, or an or investment opportunity near WCU this is it. Seller is offering $5000 towards buyers closing cost! Schedule your showing today!

Listed by Judith Preiato of Jackson County Realty